Downsizing in Comrie: What You Would Actually Release
Selling at the £270,000 Comrie average and buying at £189,000 releases about £73,370 after costs. Fees, LBTT and moving take roughly £7,630 of it.
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to.
Selling at the £270,000 Comrie average and buying at £189,000 releases about £73,370 after costs. Fees, LBTT and moving take roughly £7,630 of it.
The downsizing sum for Comrie
Start with the gap. Selling at £270,000 and buying at 70% of that, £189,000, leaves £81,000 before costs. Costs are the part people underestimate.
Agent fees at 1.5% are £4,050. LBTT on the purchase is £880. Total £7,630, leaving £73,370 in hand.
Where the sale proceeds go
The commercial page for this town sets out the introduction itself: Equity release in Comrie.
Moving or borrowing, compared honestly
A lifetime mortgage at 65 on the same property would release about £91,800. Downsizing nets £73,370. The difference is that downsizing costs you the house, and equity release costs you the estate.
Over twenty years that £91,800 release grows to roughly £323,471. The downsizing figure does not grow at all, because there is no debt.
What the move costs beyond money
Council tax follows the property, not the person. Band D in Perth and Kinross is £1,674, and a smaller home may sit in a lower band. Check the band before you offer, not after.
Downsizing works best when you are not in a hurry.
What a move within Comrie looks like
The schools families ask about here are Comrie Primary School, Crieff High School (Strathearn Community Campus), Morrison's Academy, Crieff, Roman Catholic provision (Crieff / Perth) and Further & higher education. Ratings age between inspections, so read the latest report before you rely on one.
On getting about: Comrie to Crieff takes about ~12 to 15 min drive.
By price, Comrie ranks 8 of the 12 Perth and Kinross locations we cover, at £270,000 against a county average of £267,500. Band D council tax here is £1,674, against £1,674 across the county.
Is Comrie right to stay in?
Comrie is a characterful Strathearn village on the Highland Boundary Fault, scenic and much loved.
The full local guide covers schools, transport and the market in detail: Comrie property and area guide.
Moving within Perth and Kinross rather than out of it keeps you near family and known services. The county average price is £267,500, against £270,000 here.
- A scenic, characterful Strathearn village on the edge of the Highlands
- A unique heritage, the "Shakin' Toon", the Flambeaux, Cultybraggan and the White Church
- Glen Lednock, the Deil's Cauldron, Loch Earn and superb walking
- A simple Scottish council-tax bill, no police, fire or community precept
- A strong community, Cultybraggan, the White Church, golf and bowling
- A rural village with no railway station, the nearest are Gleneagles (~13 miles) and Perth
- No full A&E in Strathearn, the nearest is Perth Royal Infirmary (~24 miles via Crieff)
- A firm, scenery-driven market with meaningful LBTT and the Additional Dwelling Supplement on second homes
- Many handsome villas sit in higher council-tax bands (E to H)
- Scottish Water is a separate charge added to the same bill (~£652 at Band D)
| Who it suits | Out of five | Why |
|---|---|---|
| Retirees & downsizers | ★★★★★ | A walkable, characterful village with good shops, cafes, the White Church, bowling and golf, and a strong community, long a favourite for a scenic Strathearn retirement, though there is no railway station and the nearest full A&E is a drive away in Perth via Crieff. |
| Outdoor & nature lovers | ★★★★★ | Glen Lednock, the Deil's Cauldron, the Melville Monument, the rivers Earn, Ruchill and Lednock, and the Highland hills and Loch Earn beyond are all on the doorstep, superb walking, cycling and fishing where the Highlands begin. |
| Families | ★★★★☆ | Comrie Primary School, parks, scenery and a strong community, but the secondary catchment is Crieff High School (Strathearn Community Campus) rather than in the village, so check catchment and transport, note the firm prices, and factor in the distance to a full A&E. |
| Commuters | ★★★☆☆ | There is no railway station, so commuting means driving, Crieff is about 7 miles, Perth about 24 miles via the A85, and Gleneagles station about 13 miles for the train; workable for hybrid patterns but a car is essential. |
| First-time buyers | ★★★☆☆ | Flats and smaller stone cottages are the more accessible ways in, and LBTT relief helps up to £175,000, but Comrie is a firm, scenery-driven village market with limited stock, budget accordingly. |
Comrie is known locally for The "Shakin' Toon" & the Earthquake House, and Loch Earn & the Highlands. Comrie's unique identity on the Highland Boundary Fault and its pioneering role in seismology, marked by the historic Earthquake House, a genuinely one-of-a-kind heritage.
Practical detail for Comrie: the PH6 postcode district, no station in the village, nearest are Gleneagles (~13 miles) and Perth (~24 miles); a car is essential and nearest A and E is Perth Royal Infirmary, Perth (~24 miles via Crieff); Ninewells Hospital, Dundee is Tayside's major specialist/emergency centre.
Comrie has history behind the price. In Ancient, Comrie grows up where the Earn, Ruchill and Lednock meet on the Highland Boundary Fault, the origin of "the Shakin' Toon".
Comrie at a glance
| Downsizing line | Comrie figure |
|---|---|
| Sale price, local average | £270,000 |
| Purchase at 70% of value | £189,000 |
| Estate agent at 1.5% | £4,050 |
| LBTT on purchase | £880 |
| Legal and moving | £2,700 |
| Total costs | £7,630 |
| Net released | £73,370 |
| Lifetime mortgage alternative at 65 | £91,800 |
Figures are local averages used for illustration. Confirm your own numbers before acting on them.
Ask about Comrie
Three details is all we need. You are told before anything is passed to a partner firm.
Your checklist
- A real valuation of your home, not the £270,000 average
- The council tax band of the property you are buying
- Total moving costs of about £7,630
- The equity release comparison, in writing, before you decide
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to.
Check broadband before you make an offer in Comrie
Broadband speeds can vary street by street in Comrie, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.
We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.
Questions people ask
How much would I release by downsizing in Comrie?
Is downsizing better than equity release?
What are the costs of moving?
How do I check broadband speed at a property in Comrie?
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