Equity release / Hampshire

Downsizing in Bordon: What You Would Actually Release

Selling at the £400,000 Bordon average and buying at £280,000 releases about £107,300 after costs. Fees, stamp duty and moving take roughly £12,700 of it.

The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.

The short answer

Selling at the £400,000 Bordon average and buying at £280,000 releases about £107,300 after costs. Fees, stamp duty and moving take roughly £12,700 of it.

What a Bordon move actually releases

Start with the gap. Selling at £400,000 and buying at 70% of that, £280,000, leaves £120,000 before costs. Costs are the part people underestimate.

Agent fees at 1.5% are £6,000. Stamp duty on the purchase is £4,000. Total £12,700, leaving £107,300 in hand.

Where the sale proceeds go

£280,000£107,300
New home £280,000Costs £12,700Released £107,300
Selling at £400,000 and buying at 70% of that value. Costs include agent fees, stamp duty, legal work and moving.

The commercial page for this town sets out the introduction itself: Equity release in Bordon.

Moving or borrowing, compared honestly

A lifetime mortgage at 65 on the same property would release about £136,000. Downsizing nets £107,300. The difference is that downsizing costs you the house, and equity release costs you the estate.

Over twenty years that £136,000 release grows to roughly £479,216. The downsizing figure does not grow at all, because there is no debt.

What the move costs beyond money

Council tax follows the property, not the person. Band D in Bordon is £2,340, and a smaller home may sit in a lower band. Check the band before you offer, not after.

Downsizing works best when you are not in a hurry.

What a move within Bordon looks like

The schools families ask about here are Whitehill & Bordon primary schools, Oakmoor School, Bohunt School (Liphook) and Further options (Alton & area). 2 local schools were rated Good or Outstanding overall at their most recent graded Ofsted inspection. Ratings age between inspections, so read the latest report before you rely on one.

On getting about: Bordon to Liphook station takes about 15 min drive.

By price, Bordon ranks 148 of the 178 Hampshire locations we cover, at £400,000 against a county average of £535,916. Band D council tax here is £2,340, against an average of £2,319 across the towns we cover in the county.

Sorting belongings into boxes while clearing out a home

Is Bordon right to stay in?

Bordon is a former garrison town being reborn as a green, more affordable South Downs-edge town.

The full local guide covers schools, transport and the market in detail: Bordon property and area guide.

Moving within Hampshire rather than out of it keeps you near family and known services. The average price across the county towns we cover is £535,916, against £400,000 here.

In its favour
  • More affordable than the villages around
  • A large amount of new-build
  • A major green-town regeneration
  • Heathland, forest & nature reserves on the doorstep
  • New schools & facilities coming
Worth knowing
  • No railway station (nearest a drive)
  • A town still very much being built
  • No established, finished town centre yet
  • A flood-risk consideration in low-lying spots
  • No major A&E in the town (Frimley/Guildford, a drive)
Who it suits Out of five Why
First-time buyers ★★★★★ One of the more affordable Hampshire towns, with a large supply of brand-new regeneration homes, realistic ways in and Help-to-Buy-style stock.
Families ★★★★☆ New homes, new schools and amenities, and heathland, forest and nature reserves on the doorstep, good for young families.
Upsizers ★★★☆☆ Plenty of new detached and family housing, though it is a growing new town rather than an established period market.
Property developers & investors ★★★★☆ A ~1bn, 15-year regeneration means ongoing new stock and rising amenity, a genuine growth story.
Commuters ★★☆☆☆ No railway station in the town, you drive to Liphook, Bentley or Farnham for trains; car-dependent for London.

Bordon is known locally for One of the UK's largest regenerations, and Deadwater Valley Nature Reserve. Whitehill & Bordon is nationally notable for its transformation, a roughly £1bn, 15-year programme turning a former garrison town into a green, healthy and connected town, and an NHS Healthy New Town demonstrator.

Practical detail for Bordon: the GU35 postcode district, no station, nearest at Liphook, Bentley, Farnham or Alton (all a drive) and nearest A and E is Frimley Park (Frimley) or Royal Surrey (Guildford), both a drive; verify with NHS.

Bordon has history behind the price. In 19th c, The heaths are used for military training; the beginnings of a garrison.

Bordon at a glance

Downsizing line Bordon figure
Sale price, local average £400,000
Purchase at 70% of value £280,000
Estate agent at 1.5% £6,000
Stamp duty on purchase £4,000
Legal and moving £2,700
Total costs £12,700
Net released £107,300
Lifetime mortgage alternative at 65 £136,000

Figures are local averages used for illustration. Confirm your own numbers before acting on them.

Ask about Bordon

Three details is all we need. You are told before anything is passed to a partner firm.

Or message us now on WhatsApp. Mon to Sat, 9am to 8pm.

Your checklist

  • A real valuation of your home, not the £400,000 average
  • The council tax band of the property you are buying
  • Total moving costs of about £12,700
  • The equity release comparison, in writing, before you decide
Request a local equity report

The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.

Check broadband before you make an offer in Bordon

Broadband speeds can vary street by street in Bordon, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.

Want all your bills in one?

We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.

We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.

Questions people ask

How much would I release by downsizing in Bordon?
About £107,300 on the local average, after roughly £12,700 of costs, if you buy at 70% of your sale price.
Is downsizing better than equity release?
It costs you the home. On these figures downsizing nets £107,300 against a £136,000 release.
What are the costs of moving?
Agent fees of about £6,000, stamp duty of £4,000 on the purchase, plus legal and moving of around £2,700.
How do I check broadband speed at a property in Bordon?
Use Ofcom's free broadband and mobile checker at checker.ofcom.org.uk. Enter the property's postcode and choose the address to see which broadband speeds and mobile coverage are available before you make an offer.

Figures on this page come from local price and rental averages, published Ofsted ratings at reports.ofsted.gov.uk, the local council's council tax charges and gov.uk. Published August 2026.

Read next

Back to the enquiry form

Your home may be repossessed if you do not keep up repayments on your mortgage.

Back to blog