Comparison / London

Downham or Welling: Which Is Better Value?

Downham averages £450,000 against £440,000 in Welling, a gap of £10,000 or 2%. You would need £1,000 more deposit and about £53 a month more on a repayment mortgage at an assumed 5% over 25 years. Welling charges £129 more council tax at Band D.

The short answer

Downham averages £450,000 against £440,000 in Welling, a gap of £10,000 or 2%. You would need £1,000 more deposit and about £53 a month more on a repayment mortgage at an assumed 5% over 25 years. Welling charges £129 more council tax at Band D.

Price and deposit

The headline gap is £10,000, or 2%. On a 10% deposit that is £1,000 more cash to find before you start. Detached homes average £675,000 against £490,000.

Downham against Welling

Downham average price£450,000Welling average price£440,000The gap£10,000
A £10,000 gap, which is £1,000 of extra deposit at 10% and about £53 a month more.

Town guides for each: Mortgage advice in Downham and Mortgage advice in Welling.

Schools and families

Both towns show 0 Outstanding rated schools, so the choice turns on Good rated capacity and catchment distance. Counting last graded Ofsted inspections (before September 2024), Downham has 3 schools and Welling has 3 schools graded Good or better.

A strong catchment in the cheaper town can cost more than an average street in the dearer one. Compare catchments, not averages.

Running costs and getting to work

Band D council tax is £2,237 in Downham and £2,366 in Welling, a difference of £129 a year.

The honest verdict

Welling is cheaper to buy on these figures. Downham carries the higher price and, on this data, the stronger school profile.

Neither is right in the abstract. If the deposit is your constraint, the £1,000 difference matters more than anything else here. If catchment is the constraint, price follows the school you need.

What each town is actually like

Price is one axis. These are the things people move for, and the things they find out afterwards.

Downham

In its favour
  • An affordable, green family district
  • The rare Downham Woodland Walk on the doorstep
  • Good local primaries & a Catholic secondary
  • Beckenham Place Park nearby & the leisure centre
Worth knowing
  • No railway station of its own
  • You rely on nearby stations & buses for the commute
  • School places are competitive
  • Surface-water flood risk in low spots

Best for First-time buyers ★★★★★
One of London's more accessible districts, flats often around £250,000 to £350,000 and cottage-estate houses within reach, with gardens, green space and the Woodland Walk, a genuine first-home area.

Welling

In its favour
  • A settled 1930s suburban town
  • Direct Bexleyheath line to Cannon Street & Charing Cross
  • Good-rated primary schools
  • Danson Park, Oxleas Wood & Shooters Hill on the doorstep
Worth knowing
  • No Underground station (mainline rail only)
  • Heavy traffic on the A207 through the town
  • Local secondary (Welling School) was inspected in February 2026 under Ofsted’s report-card system (no single overall grade)
  • A practical town, not a lively destination

Best for Families ★★★★☆
Good primary schools (Bishop Ridley, Hook Lane and Foster's all Good), Danson Park and the woods on the doorstep, and a solid rail commute, strong for family life, though the local secondary is currently Requires improvement.

Downham and Welling, side by side

Measure Downham Welling
Average property price £450,000 £440,000
Average detached £675,000 £490,000
10% deposit £45,000 £44,000
Illustrative monthly payment £2,368 £2,315
Band D council tax £2,237 £2,366
Outstanding rated schools 0 0
Good rated schools 3 3

Local averages used for illustration. Confirm your own figures before acting.

Ask about Downham

Three details is all we need. You are told before anything is passed to a partner firm.

Or message us now on WhatsApp. Mon to Sat, 9am to 8pm.

Ask about an introduction

The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.

Check broadband before you make an offer in Downham or Welling

Broadband speeds can vary street by street in Downham or Welling, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.

Want all your bills in one?

We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.

We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.

Questions people ask

Is Downham or Welling cheaper?
Welling is cheaper on these figures, averaging £440,000 against £450,000. The gap is £10,000.
Which has better schools?
Both towns show 0 Outstanding rated schools, so the choice turns on Good rated capacity and catchment distance.
Which is cheaper to run?
Band D council tax is £2,237 in Downham and £2,366 in Welling.
How do I check broadband speed at a property in Downham or Welling?
Use Ofcom's free broadband and mobile checker at checker.ofcom.org.uk. Enter the property's postcode and choose the address to see which broadband speeds and mobile coverage are available before you make an offer.

Read next

Your home may be repossessed if you do not keep up repayments on your mortgage.

Back to blog