The Real Cost of Buying a First Home in Longparish
A first purchase at the £650,000 Longparish average needs about £90,800 in cash, made up of £65,000 deposit, £22,500 stamp duty with first time buyer relief, and roughly £3,300 in fees.
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
A first purchase at the £650,000 Longparish average needs about £90,800 in cash, made up of £65,000 deposit, £22,500 stamp duty with first time buyer relief, and roughly £3,300 in fees.
The full cash number for Longparish
On the local average the deposit is £65,000, stamp duty is £22,500 and fees are near £3,300. Total cash needed is about £90,800.
The £650,000 average is above the £500,000 ceiling, so first time buyer relief does not apply. Stamp duty is the full £22,500. Rates are those in force from April 2025. Confirm the current position on gov.uk before you exchange.
Where the upfront cash goes
The commercial page for this town sets out the introduction itself: Mortgage advice in Longparish.
Where local earnings cap the purchase price
Average prices above £500,000 mean first time buyer relief does not apply on a typical purchase here. Budget the full duty from the start.
Running costs from week one
Band D council tax in Longparish is £2,316 a year, which is £193 a month. Add energy, water, insurance and maintenance.
Protection belongs in the same budget. If the mortgage depends on two incomes, it depends on both people staying well enough to earn. That is the part of the purchase we advise on directly.
The Longparish detail first buyers ask about
The schools families ask about here are Longparish CofE Primary School, Secondary schools (Andover & Whitchurch), Independent schools (Winchester & around) and Sixth form & college. 1 local school was rated Good or Outstanding overall at its most recent graded Ofsted inspection. Ratings age between inspections, so read the latest report before you rely on one.
On getting about: Longparish to Andover takes about 10 to 15 min drive.
By price, Longparish ranks 43 of the 178 Hampshire locations we cover, at £650,000 against a county average of £535,916.
What your money buys in Longparish
Longparish is a beautiful, sought-after, low-density Test Valley riverside village.
The full local guide covers schools, transport and the market in detail: Longparish property and area guide.
| Budget | What it buys here |
|---|---|
| Around £400,000 to £550,000 | A cottage or smaller period house, the more accessible way into the village, when one comes up. |
| Around £550,000 to £1.1m | A village, character or larger detached family home, the heart of the Longparish market. |
| £1.1m and above | A larger period or riverside country home on the Test, the top of the local market, well into seven figures for the finest houses. |
- A beautiful, peaceful chalk-stream village
- The River Test, fly-fishing & the Test Way
- A village school, pub & cricket on the meadows
- The A303/A34 & direct-Waterloo stations a drive away
- Genuine rural space, beauty & community
- Prices well above the national average
- No railway station in the village
- Scarce housing, competition for the best homes
- Reliant on the car for most journeys
- A River Test flood-risk consideration near the water
Longparish is known locally for The River Test, and The Plough Inn. The world-famous chalk stream that runs the length of the parish, prized for its fly-fishing, the defining feature and the great glory of Longparish.
Practical detail for Longparish: the SP11 postcode district, no village station, nearest Andover & Whitchurch (both direct to London Waterloo) and nearest A and E is Basingstoke, Winchester (RHCH) or Southampton General, verify with NHS.
Longparish at a glance
| Upfront cost | Longparish figure |
|---|---|
| Average price | £650,000 |
| Deposit at 10% | £65,000 |
| Stamp duty, first time buyer | £22,500 |
| Stamp duty, standard rate | £22,500 |
| Legal, survey and moving | £3,300 |
| Total cash needed | £90,800 |
| Monthly repayment illustration | £3,420 |
Figures are local averages used for illustration. Confirm your own numbers before acting on them.
Ask about Longparish
Three details is all we need. You are told before anything is passed to a partner firm.
Your checklist
- Total cash of about £90,800, not just the deposit
- Your stamp duty position confirmed on gov.uk
- A first year running cost budget including £2,316 council tax
- Income protection quoted before completion, not after
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Check broadband before you make an offer in Longparish
Broadband speeds can vary street by street in Longparish, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.
We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.
Questions people ask
How much money do I need to buy a first home in Longparish?
Do first time buyers pay stamp duty in Longparish?
What is the biggest hidden cost?
How do I check broadband speed at a property in Longparish?
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