The Real Cost of Buying a First Home in Kintore
A first purchase at the £230,000 Kintore average needs about £27,400 in cash, made up of £23,000 deposit, £1,100 LBTT with first time buyer relief, and roughly £3,300 in fees.
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to.
A first purchase at the £230,000 Kintore average needs about £27,400 in cash, made up of £23,000 deposit, £1,100 LBTT with first time buyer relief, and roughly £3,300 in fees.
What a first Kintore purchase costs in cash
On the local average the deposit is £23,000, LBTT is £1,100 and fees are near £3,300. Total cash needed is about £27,400.
First time buyer relief raises the LBTT nil rate band to £175,000, saving you £600 against the standard charge of £1,700 at this price. LBTT rates are set by the Scottish Government and collected by Revenue Scotland. Confirm the current position on revenue.scot before you complete.
In Scotland first time buyer relief raises the LBTT nil rate band to £175,000, worth up to £600. There is no upper price limit on the relief.
Where the upfront cash goes
The commercial page for this town sets out the introduction itself: Mortgage advice in Kintore.
Where local earnings cap the purchase price
The costs that start the day you move in
Band D council tax in Aberdeenshire is £1,686 a year, which is £141 a month. Add energy, water, insurance and maintenance.
Protection belongs in the same budget. If the mortgage depends on two incomes, it depends on both people staying well enough to earn. That is the part of the purchase we advise on directly.
The Kintore detail first buyers ask about
The schools families ask about here are Kemnay Academy, Kintore Primary School, Midmill Primary School and Kemnay & Garioch cluster primaries. Ratings age between inspections, so read the latest report before you rely on one.
On getting about: Kintore to Aberdeen takes about ~15 to 16 min.
By price, Kintore ranks 10 of the 25 Aberdeenshire locations we cover, at £230,000 against a county average of £217,600. Band D council tax here is £1,686, against £1,686 across the county.
What your money buys in Kintore
Kintore is an ancient Garioch royal burgh on the River Don, a fast-growing Aberdeen commuter town with its own reopened railway and lots of new-build.
The full local guide covers schools, transport and the market in detail: Kintore property and area guide.
| Budget | What it buys here |
|---|---|
| Around £100,000 to £160,000 | A flat or a smaller home, the more accessible way into the market, popular with first-time buyers, downsizers and investors. |
| Around £160,000 to £290,000 | A terrace, a semi or a family home on the newer estates, the heart of the Kintore market. |
| £290,000 and above | A larger new-build, period or country home in the town or the Garioch villages, the top of the local market. |
- A reopened railway with direct trains to Aberdeen in ~15 to 16 min, a genuine commuter asset
- Extensive new-build family homes and two primary schools
- An ancient royal-burgh centre with Bennachie and the Don close by
- A simple Scottish council-tax bill, no police, fire or community precept
- A little more affordable than neighbouring Inverurie
- Much of the recent housing is new-build estate stock
- The market is tied to the Aberdeen oil-and-gas economy, demand softened after the oil downturn
- Nearest full 24-hour blue-light A&E is Aberdeen Royal Infirmary (~14 miles), not in the town
- Scottish Water is a separate charge added to the same bill (~£652 at Band D)
- The A96 to Aberdeen can be busy at peak times
Kintore is known locally for An ancient royal burgh, and Bennachie. Kintore is an ancient royal burgh on the River Don, with its Town House of 1747, Hallforest Castle and Castle Hill, a place with centuries of history at the heart of the Garioch.
Practical detail for Kintore: the AB51 postcode district, Kintore station, Aberdeen to Inverness line, REOPENED 2020, direct to Aberdeen (~15 to 16 min) and nearest A and E is Aberdeen Royal Infirmary (ARI), Aberdeen, the nearest full 24-hour blue-light A&E (~14 miles); Inverurie has a community hospital.
Kintore at a glance
| Upfront cost | Kintore figure |
|---|---|
| Average price | £230,000 |
| Deposit at 10% | £23,000 |
| LBTT, first time buyer | £1,100 |
| LBTT, standard rate | £1,700 |
| Legal, survey and moving | £3,300 |
| Total cash needed | £27,400 |
| Monthly repayment illustration | £1,210 |
Figures are local averages used for illustration. Confirm your own numbers before acting on them.
Ask about Kintore
Three details is all we need. You are told before anything is passed to a partner firm.
Your checklist
- Total cash of about £27,400, not just the deposit
- Your LBTT position confirmed on revenue.scot
- A first year running cost budget including £1,686 council tax
- Income protection quoted before completion, not after
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to.
Check broadband before you make an offer in Kintore
Broadband speeds can vary street by street in Kintore, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.
We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.
Questions people ask
How much money do I need to buy a first home in Kintore?
Do first time buyers pay LBTT in Kintore?
What is the biggest hidden cost?
How do I check broadband speed at a property in Kintore?
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