Mortgage / Bridgend

The Real Cost of Buying a First Home in Kenfig Hill

A first purchase at the £210,000 Kenfig Hill average needs about £24,300 in cash, made up of £21,000 deposit, £0 Land Transaction Tax, and roughly £3,300 in fees.

The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to.

The short answer

A first purchase at the £210,000 Kenfig Hill average needs about £24,300 in cash, made up of £21,000 deposit, £0 Land Transaction Tax, and roughly £3,300 in fees.

What a first Kenfig Hill purchase costs in cash

On the local average the deposit is £21,000, Land Transaction Tax is £0 and fees are near £3,300. Total cash needed is about £24,300.

Wales has no first time buyer relief, so Land Transaction Tax is the full £0 at this price. Land Transaction Tax is collected by the Welsh Revenue Authority. Confirm the current rates on gov.wales before you complete.

Where the upfront cash goes

£21,000
Deposit £21,000Land Transaction Tax £0Fees £3,300
Total cash of about £24,300 on the £210,000 average price. Land Transaction Tax shown with first time buyer relief where it applies.

The commercial page for this town sets out the introduction itself: Mortgage advice in Kenfig Hill.

What you can borrow against local incomes

The costs that start the day you move in

Band D council tax in Bridgend is £2,477 a year, which is £206 a month. Add energy, water, insurance and maintenance.

Protection belongs in the same budget. If the mortgage depends on two incomes, it depends on both people staying well enough to earn. That is the part of the purchase we advise on directly.

The Kenfig Hill detail first buyers ask about

The schools families ask about here are Mynydd Cynffig Primary School, Cynffig Comprehensive School, Corneli Primary School, Ysgol Gynradd Gymraeg Calon y Cymoedd and Ysgol Gyfun Gymraeg Llangynwyd. Ratings age between inspections, so read the latest report before you rely on one.

On getting about: Kenfig Hill to Pyle (nearest station) takes about ~5 min drive / bus.

By price, Kenfig Hill ranks 4 of the 6 Bridgend locations we cover, at £210,000 against a county average of £225,000. Band D council tax here is £2,477, against £2,472 across the county.

What your money buys in Kenfig Hill

Kenfig Hill is a proud former coal-mining village above Kenfig, with deep rugby roots.

The full local guide covers schools, transport and the market in detail: Kenfig Hill property and area guide.

Wales has no first time buyer relief, so Land Transaction Tax applies at the normal rates. Homes up to £225,000 pay none.

Budget What it buys here
Around £120,000 to £175,000 A mining-era terrace on the hillside, the most accessible way into the village, popular with first-time buyers and investors.
Around £175,000 to £290,000 A semi-detached, mid-century or newer estate family home in the village or towards Cornelly, the heart of the market.
£290,000 and above A detached or larger home near Kenfig and the countryside, the top of the local market.
In its favour
  • A friendly, community-minded village with deep rugby roots
  • Good value, prices well below the coast
  • Its own primary & comprehensive in the village
  • Kenfig National Nature Reserve & the coast nearby
  • Pyle station & the M4 (J37) close by
Worth knowing
  • A former mining village, honest, workaday character
  • A coal-mining legacy to check (CON29M search often wise)
  • No station in the village (nearest at Pyle, ~1mi)
  • Flood consideration on the lower ground
  • Nearest 24-hour A&E is at Bridgend, not in the village

Kenfig Hill is known locally for Rugby & Kenfig Hill RFC. The rugby club founded in 1897 and the village's international players, such as the British Lion Cliff Davies, sport is central to Kenfig Hill's identity.

Practical detail for Kenfig Hill: the CF33 postcode district, none in the village, nearest station at Pyle (~1mi) on the South Wales Main Line; M4 (J37) close and nearest A and E is Princess of Wales Hospital, Bridgend (~5mi), Kenfig Hill has community health only; verify with NHS.

Kenfig Hill at a glance

Upfront cost Kenfig Hill figure
Average price £210,000
Deposit at 10% £21,000
Land Transaction Tax £0
Legal, survey and moving £3,300
Total cash needed £24,300
Monthly repayment illustration £1,105

Figures are local averages used for illustration. Confirm your own numbers before acting on them.

Ask about Kenfig Hill

Three details is all we need. You are told before anything is passed to a partner firm.

Or message us now on WhatsApp. Mon to Sat, 9am to 8pm.

Your checklist

  • Total cash of about £24,300, not just the deposit
  • Your Land Transaction Tax position confirmed on gov.wales
  • A first year running cost budget including £2,477 council tax
  • Income protection quoted before completion, not after
Ask about an introduction

The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to.

Check broadband before you make an offer in Kenfig Hill

Broadband speeds can vary street by street in Kenfig Hill, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.

Want all your bills in one?

We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.

We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.

Questions people ask

How much money do I need to buy a first home in Kenfig Hill?
About £24,300 in total on the local average. Deposit £21,000, Land Transaction Tax £0, fees around £3,300.
Do first time buyers pay Land Transaction Tax in Kenfig Hill?
Wales has no first time buyer relief, so Land Transaction Tax is the full £0 at this price.
What is the biggest hidden cost?
Running costs. Band D council tax alone is £2,477 a year here, before energy, insurance and maintenance.
How do I check broadband speed at a property in Kenfig Hill?
Use Ofcom's free broadband and mobile checker at checker.ofcom.org.uk. Enter the property's postcode and choose the address to see which broadband speeds and mobile coverage are available before you make an offer.

Figures on this page come from local price and rental averages, published Estyn reports, the local council’s council tax charges and gov.uk. Last reviewed October 2026.

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