The Real Cost of Buying a First Home in Hedon
A first purchase at the £190,000 Hedon average needs about £22,300 in cash, made up of £19,000 deposit, £0 stamp duty with first time buyer relief, and roughly £3,300 in fees.
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
A first purchase at the £190,000 Hedon average needs about £22,300 in cash, made up of £19,000 deposit, £0 stamp duty with first time buyer relief, and roughly £3,300 in fees.
Every pound you need before completion in Hedon
On the local average the deposit is £19,000, stamp duty is £0 and fees are near £3,300. Total cash needed is about £22,300.
First time buyer relief saves you £1,300 against the standard charge of £1,300 at this price. Rates are those in force from April 2025. Confirm the current position on gov.uk before you exchange.
Where the upfront cash goes
The commercial page for this town sets out the introduction itself: Mortgage advice in Hedon.
Borrowing power on a Hedon income
Average prices sit below the £500,000 relief ceiling, so most first purchases here still qualify. Check your own price against the threshold.
What the first year actually costs
Band D council tax in East Riding of Yorkshire is £2,527 a year, which is £211 a month. Add energy, water, insurance and maintenance.
Protection belongs in the same budget. If the mortgage depends on two incomes, it depends on both people staying well enough to earn. That is the part of the purchase we advise on directly.
The Hedon detail first buyers ask about
The schools families ask about here are Holderness Academy and Inmans Primary School. 1 local school was rated Good or Outstanding overall at its most recent graded Ofsted inspection. Ratings age between inspections, so read the latest report before you rely on one.
On getting about: Hedon to Hull (city centre) takes about 20 to 30 min.
By price, Hedon ranks 11 of the 15 East Riding of Yorkshire locations we cover, at £190,000 against a county average of £232,333.
What your money buys in Hedon
Hedon is an ancient, affordable little market town east of Hull in the flat farming country of Holderness, a genuine medieval borough with a great church, a real centre and an easy Hull commute.
The full local guide covers schools, transport and the market in detail: Hedon property and area guide.
| Budget | What it buys here |
|---|---|
| Around £110,000 to £170,000 | A terrace or an older cottage, the most accessible way into the town, and popular with first-time buyers and downsizers. |
| Around £170,000 to £350,000 | A suburban semi or a modern/new-build detached house, a classic, affordable Hedon family home. |
| £350,000 and above | A larger detached or period house with a garden in or around the town, the top of the local market and still good value. |
- A characterful, affordable market town
- A magnificent medieval church, the "King of Holderness"
- Genuine history, an ancient borough and its Haven
- An easy road or bus commute into Hull (~6 miles)
- A full A&E only about six miles away in Hull
- No railway station (a road or bus commute to Hull)
- Low-lying Holderness, flood & drainage checks near the water
- Fewer high-end homes and amenities than Beverley
- No motorway directly (via Hull)
- Older & period homes need survey/consent checks
Hedon is known locally for One of the oldest boroughs in England, and The market town centre. Hedon is one of the most ancient boroughs in the country, with charters and civic regalia among the oldest anywhere, a genuine source of local pride.
Practical detail for Hedon: the HU12 (Hedon and the Holderness villages toward Withernsea) postcode district, none, Hedon has NO railway station (the Hull to Withernsea line closed in 1964); the commute is by road or bus to Hull (~6 miles), then rail from Hull Paragon and nearest A and E is Hull Royal Infirmary, a full Type 1 A&E, only about six miles west in Hull (~20 to 30 min by road); genuinely close (verify with NHS).
Hedon at a glance
| Upfront cost | Hedon figure |
|---|---|
| Average price | £190,000 |
| Deposit at 10% | £19,000 |
| Stamp duty, first time buyer | £0 |
| Stamp duty, standard rate | £1,300 |
| Legal, survey and moving | £3,300 |
| Total cash needed | £22,300 |
| Monthly repayment illustration | £1,000 |
Figures are local averages used for illustration. Confirm your own numbers before acting on them.
Ask about Hedon
Three details is all we need. You are told before anything is passed to a partner firm.
Your checklist
- Total cash of about £22,300, not just the deposit
- Your stamp duty position confirmed on gov.uk
- A first year running cost budget including £2,527 council tax
- Income protection quoted before completion, not after
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Check broadband before you make an offer in Hedon
Broadband speeds can vary street by street in Hedon, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.
We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.
Questions people ask
How much money do I need to buy a first home in Hedon?
Do first time buyers pay stamp duty in Hedon?
What is the biggest hidden cost?
How do I check broadband speed at a property in Hedon?
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