The Real Cost of Buying a First Home in Greatham
A first purchase at the £525,000 Greatham average needs about £72,050 in cash, made up of £52,500 deposit, £16,250 stamp duty with first time buyer relief, and roughly £3,300 in fees.
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
A first purchase at the £525,000 Greatham average needs about £72,050 in cash, made up of £52,500 deposit, £16,250 stamp duty with first time buyer relief, and roughly £3,300 in fees.
Every pound you need before completion in Greatham
On the local average the deposit is £52,500, stamp duty is £16,250 and fees are near £3,300. Total cash needed is about £72,050.
The £525,000 average is above the £500,000 ceiling, so first time buyer relief does not apply. Stamp duty is the full £16,250. Rates are those in force from April 2025. Confirm the current position on gov.uk before you exchange.
Where the upfront cash goes
The commercial page for this town sets out the introduction itself: Mortgage advice in Greatham.
What you can borrow against local incomes
The costs that start the day you move in
Band D council tax in Greatham is £2,304 a year, which is £192 a month. Add energy, water, insurance and maintenance.
Protection belongs in the same budget. If the mortgage depends on two incomes, it depends on both people staying well enough to earn. That is the part of the purchase we advise on directly.
The Greatham detail first buyers ask about
The schools families ask about here are Greatham Primary School, Bohunt School, Liphook, Secondary schools (Bordon & Petersfield), Sixth form & further education and Independent schools (wider area). 2 local schools were rated Good or Outstanding overall at their most recent graded Ofsted inspection. Ratings age between inspections, so read the latest report before you rely on one.
On getting about: Greatham to Liss (nearest station) takes about 5 to 10 min drive.
By price, Greatham ranks 92 of the 178 Hampshire locations we cover, at £525,000 against a county average of £535,916. Band D council tax here is £2,304, against an average of £2,319 across the towns we cover in the county.
What your money buys in Greatham
Greatham is a small, sought-after East Hampshire village on the edge of the South Downs.
The full local guide covers schools, transport and the market in detail: Greatham property and area guide.
Average prices above £500,000 mean first time buyer relief does not apply on a typical purchase here. Budget the full duty from the start.
| Budget | What it buys here |
|---|---|
| Around £300,000 to £400,000 | A smaller or older village home, the more accessible way into the village. |
| Around £400,000 to £750,000 | A terraced, semi-detached or detached family home, the heart of the Greatham market. |
| £750,000 and above | A larger detached, period or country home on a generous plot, the top of the local market, into seven figures for the finest houses. |
- A sought-after countryside village
- South Downs & Woolmer Forest on the doorstep
- Fast A3 access & nearby direct-London stations
- A genuine village community
- Le Court & a distinctive slice of heritage
- Prices above the national average
- No station in the village itself
- Limited supply in a small village
- A River Rother flood-risk consideration near the water
- Larger period & country homes mean substantial lending
Greatham is known locally for Le Court & Leonard Cheshire. Le Court, on the edge of the village, was the very first Cheshire Home, founded by the war hero and philanthropist Leonard Cheshire VC in 1948, the start of a worldwide movement of disability care; a genuinely distinctive piece of local heritage.
Practical detail for Greatham: the GU33 postcode district, no village station, nearest Liss, Liphook & Petersfield (direct London Waterloo) and nearest A and E is Portsmouth / Guildford / Frimley / Winchester (a drive), verify with NHS.
Greatham at a glance
| Upfront cost | Greatham figure |
|---|---|
| Average price | £525,000 |
| Deposit at 10% | £52,500 |
| Stamp duty, first time buyer | £16,250 |
| Stamp duty, standard rate | £16,250 |
| Legal, survey and moving | £3,300 |
| Total cash needed | £72,050 |
| Monthly repayment illustration | £2,762 |
Figures are local averages used for illustration. Confirm your own numbers before acting on them.
Ask about Greatham
Three details is all we need. You are told before anything is passed to a partner firm.
Your checklist
- Total cash of about £72,050, not just the deposit
- Your stamp duty position confirmed on gov.uk
- A first year running cost budget including £2,304 council tax
- Income protection quoted before completion, not after
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Check broadband before you make an offer in Greatham
Broadband speeds can vary street by street in Greatham, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.
We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.
Questions people ask
How much money do I need to buy a first home in Greatham?
Do first time buyers pay stamp duty in Greatham?
What is the biggest hidden cost?
How do I check broadband speed at a property in Greatham?
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