The Real Cost of Buying a First Home in Fulham Broadway
A first purchase at the £850,000 Fulham Broadway average needs about £120,800 in cash, made up of £85,000 deposit, £32,500 stamp duty with first time buyer relief, and roughly £3,300 in fees.
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
A first purchase at the £850,000 Fulham Broadway average needs about £120,800 in cash, made up of £85,000 deposit, £32,500 stamp duty with first time buyer relief, and roughly £3,300 in fees.
The full cash number for Fulham Broadway
On the local average the deposit is £85,000, stamp duty is £32,500 and fees are near £3,300. Total cash needed is about £120,800.
The £850,000 average is above the £500,000 ceiling, so first time buyer relief does not apply. Stamp duty is the full £32,500. Rates are those in force from April 2025. Confirm the current position on gov.uk before you exchange.
Average prices above £500,000 mean first time buyer relief does not apply on a typical purchase here. Budget the full duty from the start.
Where the upfront cash goes
The commercial page for this town sets out the introduction itself: Mortgage advice in Fulham Broadway.
Borrowing power on a Fulham Broadway income
What the first year actually costs
Band D council tax in Fulham Broadway is £1,520 a year, which is £127 a month. Add energy, water, insurance and maintenance.
Protection belongs in the same budget. If the mortgage depends on two incomes, it depends on both people staying well enough to earn. That is the part of the purchase we advise on directly.
The Fulham Broadway detail first buyers ask about
The schools families ask about here are Fulham Primary School, Holy Cross RC School, Lady Margaret School and St Thomas of Canterbury Catholic Primary School. 4 local schools were rated Good or Outstanding overall at their most recent graded Ofsted inspection. Ratings age between inspections, so read the latest report before you rely on one.
On getting about: Fulham Broadway to Earl's Court takes about 4 min.
By price, Fulham Broadway ranks 58 of the 320 London locations we cover, at £850,000 against a county average of £732,469. Band D council tax here is £1,520, against an average of £2,121 across the towns we cover in the county.
What your money buys in Fulham Broadway
Fulham Broadway is the busy, superbly connected commercial heart of Fulham.
The full local guide covers schools, transport and the market in detail: Fulham Broadway property and area guide.
| Budget | What it buys here |
|---|---|
| Around £450,000 to £800,000 | A mansion flat or period conversion near the station or the shopping centre, the more accessible way into the area. |
| Around £1,000,000 to £1,800,000 | A classic Victorian or Edwardian terraced house, the signature Fulham family home. |
| £1,800,000 and above | A large or premium house on the best streets, the top of the local market. |
- A buzzy, superbly connected heart of Fulham
- District line & West Brompton's routes nearby
- Shopping centre, shops & a lively scene
- Outstanding & Good schools nearby
- Brompton Cemetery, Eel Brook Common & South Park
- A prime area at premium London prices
- A busy town centre, traffic and controlled parking
- Match-day crowds around Stamford Bridge
- Competitive for school places
- Mansion flats and conversions need lease checks
Fulham Broadway is known locally for Stamford Bridge (Chelsea FC). Chelsea FC's Stamford Bridge stadium on the Fulham Road, home to the club since 1905 and a world-famous Premier League ground, with its museum and stadium tours.
Practical detail for Fulham Broadway: the SW6 postcode district, Fulham Broadway (District line, Wimbledon branch, Zone 2), direct to Earl's Court, South Kensington, Victoria & the City; West Brompton nearby and nearest A and E is Chelsea and Westminster (Fulham Road) or Charing Cross (Hammersmith), verify with NHS.
Fulham Broadway at a glance
| Upfront cost | Fulham Broadway figure |
|---|---|
| Average price | £850,000 |
| Deposit at 10% | £85,000 |
| Stamp duty, first time buyer | £32,500 |
| Stamp duty, standard rate | £32,500 |
| Legal, survey and moving | £3,300 |
| Total cash needed | £120,800 |
| Monthly repayment illustration | £4,472 |
Figures are local averages used for illustration. Confirm your own numbers before acting on them.
Ask about Fulham Broadway
Three details is all we need. You are told before anything is passed to a partner firm.
Your checklist
- Total cash of about £120,800, not just the deposit
- Your stamp duty position confirmed on gov.uk
- A first year running cost budget including £1,520 council tax
- Income protection quoted before completion, not after
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Check broadband before you make an offer in Fulham Broadway
Broadband speeds can vary street by street in Fulham Broadway, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.
We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.
Questions people ask
How much money do I need to buy a first home in Fulham Broadway?
Do first time buyers pay stamp duty in Fulham Broadway?
What is the biggest hidden cost?
How do I check broadband speed at a property in Fulham Broadway?
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