The Real Cost of Buying a First Home in Edzell
A first purchase at the £270,000 Edzell average needs about £32,800 in cash, made up of £27,000 deposit, £2,500 LBTT with first time buyer relief, and roughly £3,300 in fees.
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to.
A first purchase at the £270,000 Edzell average needs about £32,800 in cash, made up of £27,000 deposit, £2,500 LBTT with first time buyer relief, and roughly £3,300 in fees.
Every pound you need before completion in Edzell
On the local average the deposit is £27,000, LBTT is £2,500 and fees are near £3,300. Total cash needed is about £32,800.
First time buyer relief raises the LBTT nil rate band to £175,000, saving you £600 against the standard charge of £3,100 at this price. LBTT rates are set by the Scottish Government and collected by Revenue Scotland. Confirm the current position on revenue.scot before you complete.
Where the upfront cash goes
The commercial page for this town sets out the introduction itself: Mortgage advice in Edzell.
What you can borrow against local incomes
Running costs from week one
Band D council tax in Angus is £1,599 a year, which is £133 a month. Add energy, water, insurance and maintenance.
Protection belongs in the same budget. If the mortgage depends on two incomes, it depends on both people staying well enough to earn. That is the part of the purchase we advise on directly.
In Scotland first time buyer relief raises the LBTT nil rate band to £175,000, worth up to £600. There is no upper price limit on the relief.
The Edzell detail first buyers ask about
The schools families ask about here are Edzell Primary School, Brechin High School, Angus Glens & area primaries and Independent options (wider area). Ratings age between inspections, so read the latest report before you rely on one.
On getting about: Edzell to Brechin takes about ~10 min drive.
By price, Edzell ranks 1 of the 8 Angus locations we cover, at £270,000 against a county average of £190,000. Band D council tax here is £1,599, against £1,599 across the county.
What your money buys in Edzell
Edzell is an elegant, genteel planned Angus village at the mouth of Glen Esk, the Dalhousie Arch, Edzell Castle and its walled garden, golf and the North Esk; desirable and characterful.
The full local guide covers schools, transport and the market in detail: Edzell property and area guide.
| Budget | What it buys here |
|---|---|
| Around £130,000 to £190,000 | A cottage, flat or smaller home, the most accessible way into a desirable village, popular with first-time buyers, downsizers and investors. |
| Around £190,000 to £330,000 | A terrace, a semi or a detached family home in the village, the heart of the Edzell market, popular with families and retirees. |
| £330,000 and above | A larger, period or country home near the golf course, the Esk or up Glen Esk, the top of the local market. |
- An elegant, desirable Angus village at the gateway to Glen Esk
- Edzell Castle and its rare Renaissance walled garden, and the Dalhousie Arch
- A fine golf club, the North Esk and Glen Esk on the doorstep
- A simple Scottish council-tax bill, no police, fire or community precept
- Good amenities, a real community and genuine character
- No railway station in the village, the nearest mainline is Laurencekirk or Montrose
- Nearest full 24-hour A&E is at Ninewells, Dundee (~35 miles); Stracathro is not a full A&E
- A car is important for most journeys, a quieter rural village
- Scottish Water is a separate charge added to the same bill (~£652 at Band D)
- One of the dearer villages in Angus; some low-lying ground near the rivers needs a flood check
Edzell is known locally for Edzell Castle & the Renaissance garden. Edzell Castle, the seat of the Lindsay Earls of Crawford, and its rare Renaissance walled garden, the Pleasance, laid out in 1604, are one of the finest formal gardens in Scotland, cared for by Historic Environment Scotland. See en.wikipedia.org, Edzell Castle.
Practical detail for Edzell: the DD9 postcode district, no station in the village, nearest mainline Laurencekirk (~9 miles) or Montrose (~13 miles) and nearest A and E is Ninewells Hospital, Dundee, the area's full 24-hour A&E (~35 miles); Stracathro just south is NOT a full A&E.
Edzell at a glance
| Upfront cost | Edzell figure |
|---|---|
| Average price | £270,000 |
| Deposit at 10% | £27,000 |
| LBTT, first time buyer | £2,500 |
| LBTT, standard rate | £3,100 |
| Legal, survey and moving | £3,300 |
| Total cash needed | £32,800 |
| Monthly repayment illustration | £1,421 |
Figures are local averages used for illustration. Confirm your own numbers before acting on them.
Ask about Edzell
Three details is all we need. You are told before anything is passed to a partner firm.
Your checklist
- Total cash of about £32,800, not just the deposit
- Your LBTT position confirmed on revenue.scot
- A first year running cost budget including £1,599 council tax
- Income protection quoted before completion, not after
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to.
Check broadband before you make an offer in Edzell
Broadband speeds can vary street by street in Edzell, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.
We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.
Questions people ask
How much money do I need to buy a first home in Edzell?
Do first time buyers pay LBTT in Edzell?
What is the biggest hidden cost?
How do I check broadband speed at a property in Edzell?
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