The Real Cost of Buying a First Home in Easton
A first purchase at the £700,000 Easton average needs about £98,300 in cash, made up of £70,000 deposit, £25,000 stamp duty with first time buyer relief, and roughly £3,300 in fees.
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
A first purchase at the £700,000 Easton average needs about £98,300 in cash, made up of £70,000 deposit, £25,000 stamp duty with first time buyer relief, and roughly £3,300 in fees.
Every pound you need before completion in Easton
On the local average the deposit is £70,000, stamp duty is £25,000 and fees are near £3,300. Total cash needed is about £98,300.
The £700,000 average is above the £500,000 ceiling, so first time buyer relief does not apply. Stamp duty is the full £25,000. Rates are those in force from April 2025. Confirm the current position on gov.uk before you exchange.
Where the upfront cash goes
The commercial page for this town sets out the introduction itself: Mortgage advice in Easton.
Where local earnings cap the purchase price
Average prices above £500,000 mean first time buyer relief does not apply on a typical purchase here. Budget the full duty from the start.
The costs that start the day you move in
Band D council tax in Easton is £2,295 a year, which is £191 a month. Add energy, water, insurance and maintenance.
Protection belongs in the same budget. If the mortgage depends on two incomes, it depends on both people staying well enough to earn. That is the part of the purchase we advise on directly.
The Easton detail first buyers ask about
The schools families ask about here are Itchen Abbas Primary School, Henry Beaufort School, Winchester, Independent schools (Winchester) and Peter Symonds College (Winchester). 2 local schools were rated Good or Outstanding overall at their most recent graded Ofsted inspection. Ratings age between inspections, so read the latest report before you rely on one.
On getting about: Easton to Winchester takes about 10 min drive.
By price, Easton ranks 10 of the 178 Hampshire locations we cover, at £700,000 against a county average of £535,916. Band D council tax here is £2,295, against an average of £2,319 across the towns we cover in the county.
What your money buys in Easton
Easton is a small, pretty, sought-after River Itchen village near Winchester.
The full local guide covers schools, transport and the market in detail: Easton property and area guide.
| Budget | What it buys here |
|---|---|
| Around £425,000 to £575,000 | A cottage or smaller village home, the more accessible way into the village. |
| Around £575,000 to £1.1m | A village, semi-detached or detached family home, the heart of the Easton market. |
| £1.1m and above | A substantial riverside, period or country home, the top of the local market, into seven figures for the finest houses. |
- A beautiful, sought-after village
- A fine Norman church, cottages & two pubs
- The River Itchen & the South Downs
- A couple of miles from Winchester & its trains
- Superb walking & fly-fishing on the doorstep
- Prices well above the national average
- Very limited supply, you may wait for the right home
- No station in the village (you use Winchester)
- A River Itchen flood-risk consideration near the water
- Period/thatched/listed homes need careful survey & checks
Easton is known locally for St Mary's Church. The fine late Norman church with its rich south doorway and apsidal vaulted chancel (restored 1850), and the monument to Bishop Barlow's widow whose five daughters all married bishops, the historic heart of Easton.
Practical detail for Easton: the SO21 postcode district, no village station, nearest Winchester (~3mi), fast direct to London Waterloo and nearest A and E is Royal Hampshire County Hospital, Winchester (~3 to 4mi), verify with NHS.
Easton at a glance
| Upfront cost | Easton figure |
|---|---|
| Average price | £700,000 |
| Deposit at 10% | £70,000 |
| Stamp duty, first time buyer | £25,000 |
| Stamp duty, standard rate | £25,000 |
| Legal, survey and moving | £3,300 |
| Total cash needed | £98,300 |
| Monthly repayment illustration | £3,683 |
Figures are local averages used for illustration. Confirm your own numbers before acting on them.
Ask about Easton
Three details is all we need. You are told before anything is passed to a partner firm.
Your checklist
- Total cash of about £98,300, not just the deposit
- Your stamp duty position confirmed on gov.uk
- A first year running cost budget including £2,295 council tax
- Income protection quoted before completion, not after
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Check broadband before you make an offer in Easton
Broadband speeds can vary street by street in Easton, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.
We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.
Questions people ask
How much money do I need to buy a first home in Easton?
Do first time buyers pay stamp duty in Easton?
What is the biggest hidden cost?
How do I check broadband speed at a property in Easton?
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