Mortgage / London

The Real Cost of Buying a First Home in Ealing Common

A first purchase at the £700,000 Ealing Common average needs about £98,300 in cash, made up of £70,000 deposit, £25,000 stamp duty with first time buyer relief, and roughly £3,300 in fees.

The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.

The short answer

A first purchase at the £700,000 Ealing Common average needs about £98,300 in cash, made up of £70,000 deposit, £25,000 stamp duty with first time buyer relief, and roughly £3,300 in fees.

Every pound you need before completion in Ealing Common

On the local average the deposit is £70,000, stamp duty is £25,000 and fees are near £3,300. Total cash needed is about £98,300.

The £700,000 average is above the £500,000 ceiling, so first time buyer relief does not apply. Stamp duty is the full £25,000. Rates are those in force from April 2025. Confirm the current position on gov.uk before you exchange.

Where the upfront cash goes

£70,000£25,000
Deposit £70,000Stamp duty £25,000Fees £3,300
Total cash of about £98,300 on the £700,000 average price. Stamp duty shown with first time buyer relief where it applies.

The commercial page for this town sets out the introduction itself: Mortgage advice in Ealing Common.

Where local earnings cap the purchase price

What the first year actually costs

Band D council tax in Ealing Common is £2,139 a year, which is £178 a month. Add energy, water, insurance and maintenance.

Protection belongs in the same budget. If the mortgage depends on two incomes, it depends on both people staying well enough to earn. That is the part of the purchase we advise on directly.

The Ealing Common detail first buyers ask about

The schools families ask about here are North Ealing Primary School, Montpelier Primary School, Ealing Fields Church of England High School, St Benedict's School and Durston House School. 3 local schools were rated Good or Outstanding overall at their most recent graded Ofsted inspection. Ratings age between inspections, so read the latest report before you rely on one.

On getting about: Ealing Common to Victoria takes about 30 min.

By price, Ealing Common ranks 105 of the 320 London locations we cover, at £700,000 against a county average of £732,469. Band D council tax here is £2,139, against an average of £2,121 across the towns we cover in the county.

A child putting a coin into a piggy bank

What your money buys in Ealing Common

Ealing Common is an affluent, leafy and superbly connected west London suburb around a 47-acre common.

The full local guide covers schools, transport and the market in detail: Ealing Common property and area guide.

Average prices above £500,000 mean first time buyer relief does not apply on a typical purchase here. Budget the full duty from the start.

Budget What it buys here
Around £350,000 to £550,000 A purpose-built or mansion-block flat, the more accessible way into the suburb.
Around £700,000 to £1,100,000 A period terrace or smaller house on the streets around the Common.
£1,500,000 and above A grand Edwardian or Victorian house on or near the Common, the top of the local market.
In its favour
  • An affluent, leafy Ealing suburb
  • District, Piccadilly & (nearby) Elizabeth lines
  • Direct Piccadilly line to Heathrow
  • A 47-acre common & Walpole Park
  • Pitzhanger Manor, the Questors & Ealing Studios
Worth knowing
  • Firmly West London prices for the space
  • Grand houses run well into seven figures
  • Traffic on the A4020/A40/North Circular
  • Flats/mansion blocks/new-builds need lease checks
  • Flood risk on low-lying streets near the Brent

Ealing Common is known locally for Ealing Studios, and Pitzhanger Manor & Walpole Park. Ealing Studios on Ealing Green, the oldest continuously working film studio in the world and home of the classic Ealing comedies.

Practical detail for Ealing Common: the W5 postcode district, Ealing Common (District & Piccadilly lines), West End and direct to Heathrow; Ealing Broadway (Elizabeth line, GWR, Central & District) close and nearest A and E is Ealing Hospital (Southall) or West Middlesex (Isleworth), a drive, verify with NHS.

Ealing Common at a glance

Upfront cost Ealing Common figure
Average price £700,000
Deposit at 10% £70,000
Stamp duty, first time buyer £25,000
Stamp duty, standard rate £25,000
Legal, survey and moving £3,300
Total cash needed £98,300
Monthly repayment illustration £3,683

Figures are local averages used for illustration. Confirm your own numbers before acting on them.

Ask about Ealing Common

Three details is all we need. You are told before anything is passed to a partner firm.

Or message us now on WhatsApp. Mon to Sat, 9am to 8pm.

Your checklist

  • Total cash of about £98,300, not just the deposit
  • Your stamp duty position confirmed on gov.uk
  • A first year running cost budget including £2,139 council tax
  • Income protection quoted before completion, not after
Ask about an introduction

The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.

Check broadband before you make an offer in Ealing Common

Broadband speeds can vary street by street in Ealing Common, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.

Want all your bills in one?

We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.

We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.

Questions people ask

How much money do I need to buy a first home in Ealing Common?
About £98,300 in total on the local average. Deposit £70,000, stamp duty £25,000, fees around £3,300.
Do first time buyers pay stamp duty in Ealing Common?
The £700,000 average is above the £500,000 ceiling, so first time buyer relief does not apply. Stamp duty is the full £25,000.
What is the biggest hidden cost?
Running costs. Band D council tax alone is £2,139 a year here, before energy, insurance and maintenance.
How do I check broadband speed at a property in Ealing Common?
Use Ofcom's free broadband and mobile checker at checker.ofcom.org.uk. Enter the property's postcode and choose the address to see which broadband speeds and mobile coverage are available before you make an offer.

Figures on this page come from local price and rental averages, published Ofsted ratings at reports.ofsted.gov.uk, the local council's council tax charges and gov.uk. Published August 2026.

Read next

Back to the enquiry form

Your home may be repossessed if you do not keep up repayments on your mortgage.

Back to blog