The Real Cost of Buying a First Home in Dyce
A first purchase at the £190,000 Dyce average needs about £22,600 in cash, made up of £19,000 deposit, £300 LBTT with first time buyer relief, and roughly £3,300 in fees.
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to.
A first purchase at the £190,000 Dyce average needs about £22,600 in cash, made up of £19,000 deposit, £300 LBTT with first time buyer relief, and roughly £3,300 in fees.
Every pound you need before completion in Dyce
On the local average the deposit is £19,000, LBTT is £300 and fees are near £3,300. Total cash needed is about £22,600.
First time buyer relief raises the LBTT nil rate band to £175,000, saving you £600 against the standard charge of £900 at this price. LBTT rates are set by the Scottish Government and collected by Revenue Scotland. Confirm the current position on revenue.scot before you complete.
Where the upfront cash goes
The commercial page for this town sets out the introduction itself: Mortgage advice in Dyce.
Where local earnings cap the purchase price
What the first year actually costs
Band D council tax in Aberdeen is £1,748 a year, which is £146 a month. Add energy, water, insurance and maintenance.
Protection belongs in the same budget. If the mortgage depends on two incomes, it depends on both people staying well enough to earn. That is the part of the purchase we advise on directly.
The Dyce detail first buyers ask about
The schools families ask about here are Dyce Academy, Dyce Primary School, Dyce cluster primaries, Roman Catholic provision (Aberdeen) and Aberdeen independent schools (nearby). Ratings age between inspections, so read the latest report before you rely on one.
On getting about: Dyce to Aberdeen city centre (by train) takes about ~10 min.
By price, Dyce ranks 3 of the 3 Aberdeen locations we cover, at £190,000 against a county average of £286,667. Band D council tax here is £1,748, against £1,748 across the county.
What your money buys in Dyce
Dyce is a northern Aberdeen suburb at the airport and North Sea energy heliport, well-connected, mid-market, working.
The full local guide covers schools, transport and the market in detail: Dyce property and area guide.
In Scotland first time buyer relief raises the LBTT nil rate band to £175,000, worth up to £600. There is no upper price limit on the relief.
| Budget | What it buys here |
|---|---|
| Around £80,000 to £150,000 | A flat or apartment, the most accessible way into the market, popular with first-time buyers, investors and airport and energy workers. |
| Around £150,000 to £250,000 | A terrace, a semi or a family home on the estates and older suburbs, the heart of the Dyce market. |
| £250,000 and above | A larger or newer detached home on the estates or the greener edges, the top of the local market. |
- Its own railway station, direct trains to Aberdeen and the Inverness line
- Affordable, mid-market housing below the western suburbs
- The airport and energy business parks on the doorstep, real jobs
- A simple Scottish council-tax bill, no police, fire or community precept
- The AWPR bypass and A96 for fast road access
- Aircraft and heliport noise near the airport and the flight paths
- A local economy tied very closely to the North Sea energy cycle
- A working, practical suburb rather than a scenic or premium one
- Scottish Water is a separate charge added to the same bill (~£652 at Band D)
- New-build estates need factoring/adoption checks; some older stock
Dyce is known locally for Aberdeen International Airport & the heliport, and The Dyce Symbol Stones. Dyce is the home of the region's airport and the world's busiest commercial heliport, the hub for helicopter flights to the North Sea platforms, and the reason Dyce is at the heart of the energy industry.
Practical detail for Dyce: the AB21 postcode district, yes, Dyce station on the Aberdeen to Inverness line (direct Aberdeen ~10 min); a genuine asset and nearest A and E is Aberdeen Royal Infirmary (ARI), Foresterhill, the city's and region's full 24-hour blue-light A&E, a short drive.
Dyce at a glance
| Upfront cost | Dyce figure |
|---|---|
| Average price | £190,000 |
| Deposit at 10% | £19,000 |
| LBTT, first time buyer | £300 |
| LBTT, standard rate | £900 |
| Legal, survey and moving | £3,300 |
| Total cash needed | £22,600 |
| Monthly repayment illustration | £1,000 |
Figures are local averages used for illustration. Confirm your own numbers before acting on them.
Ask about Dyce
Three details is all we need. You are told before anything is passed to a partner firm.
Your checklist
- Total cash of about £22,600, not just the deposit
- Your LBTT position confirmed on revenue.scot
- A first year running cost budget including £1,748 council tax
- Income protection quoted before completion, not after
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to.
Check broadband before you make an offer in Dyce
Broadband speeds can vary street by street in Dyce, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.
We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.
Questions people ask
How much money do I need to buy a first home in Dyce?
Do first time buyers pay LBTT in Dyce?
What is the biggest hidden cost?
How do I check broadband speed at a property in Dyce?
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