The Real Cost of Buying a First Home in Comrie
A first purchase at the £270,000 Comrie average needs about £32,800 in cash, made up of £27,000 deposit, £2,500 LBTT with first time buyer relief, and roughly £3,300 in fees.
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to.
A first purchase at the £270,000 Comrie average needs about £32,800 in cash, made up of £27,000 deposit, £2,500 LBTT with first time buyer relief, and roughly £3,300 in fees.
The full cash number for Comrie
On the local average the deposit is £27,000, LBTT is £2,500 and fees are near £3,300. Total cash needed is about £32,800.
First time buyer relief raises the LBTT nil rate band to £175,000, saving you £600 against the standard charge of £3,100 at this price. LBTT rates are set by the Scottish Government and collected by Revenue Scotland. Confirm the current position on revenue.scot before you complete.
In Scotland first time buyer relief raises the LBTT nil rate band to £175,000, worth up to £600. There is no upper price limit on the relief.
Where the upfront cash goes
The commercial page for this town sets out the introduction itself: Mortgage advice in Comrie.
Borrowing power on a Comrie income
The costs that start the day you move in
Band D council tax in Perth and Kinross is £1,674 a year, which is £139 a month. Add energy, water, insurance and maintenance.
Protection belongs in the same budget. If the mortgage depends on two incomes, it depends on both people staying well enough to earn. That is the part of the purchase we advise on directly.
The Comrie detail first buyers ask about
The schools families ask about here are Comrie Primary School, Crieff High School (Strathearn Community Campus), Morrison's Academy, Crieff, Roman Catholic provision (Crieff / Perth) and Further & higher education. Ratings age between inspections, so read the latest report before you rely on one.
On getting about: Comrie to Crieff takes about ~12 to 15 min drive.
By price, Comrie ranks 8 of the 12 Perth and Kinross locations we cover, at £270,000 against a county average of £267,500. Band D council tax here is £1,674, against £1,674 across the county.
What your money buys in Comrie
Comrie is a characterful Strathearn village on the Highland Boundary Fault, scenic and much loved.
The full local guide covers schools, transport and the market in detail: Comrie property and area guide.
| Budget | What it buys here |
|---|---|
| Around £140,000 to £200,000 | A flat or a smaller stone cottage, the more accessible way into the village, popular with first-time buyers, downsizers and investors (limited supply). |
| Around £200,000 to £370,000 | A terrace, a semi or a family home in the village, the heart of the Comrie market. |
| £370,000 and above | A handsome Victorian villa, a detached home or a rural property in the Strathearn glens, the top of the local market. |
- A scenic, characterful Strathearn village on the edge of the Highlands
- A unique heritage, the "Shakin' Toon", the Flambeaux, Cultybraggan and the White Church
- Glen Lednock, the Deil's Cauldron, Loch Earn and superb walking
- A simple Scottish council-tax bill, no police, fire or community precept
- A strong community, Cultybraggan, the White Church, golf and bowling
- A rural village with no railway station, the nearest are Gleneagles (~13 miles) and Perth
- No full A&E in Strathearn, the nearest is Perth Royal Infirmary (~24 miles via Crieff)
- A firm, scenery-driven market with meaningful LBTT and the Additional Dwelling Supplement on second homes
- Many handsome villas sit in higher council-tax bands (E to H)
- Scottish Water is a separate charge added to the same bill (~£652 at Band D)
Comrie is known locally for The "Shakin' Toon" & the Earthquake House, and Loch Earn & the Highlands. Comrie's unique identity on the Highland Boundary Fault and its pioneering role in seismology, marked by the historic Earthquake House, a genuinely one-of-a-kind heritage.
Practical detail for Comrie: the PH6 postcode district, no station in the village, nearest are Gleneagles (~13 miles) and Perth (~24 miles); a car is essential and nearest A and E is Perth Royal Infirmary, Perth (~24 miles via Crieff); Ninewells Hospital, Dundee is Tayside's major specialist/emergency centre.
Comrie at a glance
| Upfront cost | Comrie figure |
|---|---|
| Average price | £270,000 |
| Deposit at 10% | £27,000 |
| LBTT, first time buyer | £2,500 |
| LBTT, standard rate | £3,100 |
| Legal, survey and moving | £3,300 |
| Total cash needed | £32,800 |
| Monthly repayment illustration | £1,421 |
Figures are local averages used for illustration. Confirm your own numbers before acting on them.
Ask about Comrie
Three details is all we need. You are told before anything is passed to a partner firm.
Your checklist
- Total cash of about £32,800, not just the deposit
- Your LBTT position confirmed on revenue.scot
- A first year running cost budget including £1,674 council tax
- Income protection quoted before completion, not after
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to.
Check broadband before you make an offer in Comrie
Broadband speeds can vary street by street in Comrie, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.
We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.
Questions people ask
How much money do I need to buy a first home in Comrie?
Do first time buyers pay LBTT in Comrie?
What is the biggest hidden cost?
How do I check broadband speed at a property in Comrie?
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