The Real Cost of Buying a First Home in Collingbourne Ducis
A first purchase at the £450,000 Collingbourne Ducis average needs about £55,800 in cash, made up of £45,000 deposit, £7,500 stamp duty with first time buyer relief, and roughly £3,300 in fees.
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
A first purchase at the £450,000 Collingbourne Ducis average needs about £55,800 in cash, made up of £45,000 deposit, £7,500 stamp duty with first time buyer relief, and roughly £3,300 in fees.
What a first Collingbourne Ducis purchase costs in cash
On the local average the deposit is £45,000, stamp duty is £7,500 and fees are near £3,300. Total cash needed is about £55,800.
First time buyer relief saves you £5,000 against the standard charge of £12,500 at this price. Rates are those in force from April 2025. Confirm the current position on gov.uk before you exchange.
Where the upfront cash goes
The commercial page for this town sets out the introduction itself: Mortgage advice in Collingbourne Ducis.
Where local earnings cap the purchase price
What the first year actually costs
Band D council tax in Wiltshire is £2,465 a year, which is £205 a month. Add energy, water, insurance and maintenance.
Protection belongs in the same budget. If the mortgage depends on two incomes, it depends on both people staying well enough to earn. That is the part of the purchase we advise on directly.
Average prices sit below the £500,000 relief ceiling, so most first purchases here still qualify. Check your own price against the threshold.
The Collingbourne Ducis detail first buyers ask about
The schools families ask about here are Collingbourne CofE Primary School, The Wellington Academy (Ludgershall/Tidworth), St John's Marlborough and Marlborough College (nearby). 2 local schools were rated Good or Outstanding overall at their most recent graded Ofsted inspection. Ratings age between inspections, so read the latest report before you rely on one.
On getting about: Collingbourne Ducis to Andover station takes about 15 to 20 min drive.
By price, Collingbourne Ducis ranks 8 of the 25 Wiltshire locations we cover, at £450,000 against a county average of £420,200. Band D council tax here is £2,465, against an average of £2,594 across the towns we cover in the county.
What your money buys in Collingbourne Ducis
Collingbourne Ducis is a pretty thatched conservation-area village in the Bourne valley.
The full local guide covers schools, transport and the market in detail: Collingbourne Ducis property and area guide.
| Budget | What it buys here |
|---|---|
| Around £300,000 to £400,000 | A cottage or smaller home, the more accessible way into the village. |
| Around £400,000 to £575,000 | A character village, terraced or family home, the heart of the Collingbourne Ducis market. |
| £575,000 and above | A detached, period or thatched home, the top of the local market, into and beyond £900,000 for the finest houses. |
- A pretty, historic thatched village
- A conservation area with a 13th-century church
- Genuine medieval, Duke-of-Lancaster history
- Salisbury Plain, woods & downland on the doorstep
- A genuine village community with pub & school
- Prices above the national average
- No station in the village (Andover/Bedwyn/Pewsey a drive)
- A winterbourne flood-risk consideration near the river
- Larger period & thatched homes mean substantial lending
- No big-town shopping or major A&E in the village
Collingbourne Ducis is known locally for A Duke-of-Lancaster name, and St Andrew's Church. Collingbourne Ducis takes its name from John of Gaunt, Duke of Lancaster, who held the manor, 'Ducis' is Latin for 'of the Duke', distinguishing it from neighbouring Collingbourne Kingston; genuine medieval history in the village name.
Practical detail for Collingbourne Ducis: the SN8 postcode district, no station; Andover (~9mi, to London Waterloo) & Bedwyn/Pewsey (to Paddington) nearby and nearest A and E is Salisbury or Great Western (Swindon), both a drive; verify with NHS.
Collingbourne Ducis at a glance
| Upfront cost | Collingbourne Ducis figure |
|---|---|
| Average price | £450,000 |
| Deposit at 10% | £45,000 |
| Stamp duty, first time buyer | £7,500 |
| Stamp duty, standard rate | £12,500 |
| Legal, survey and moving | £3,300 |
| Total cash needed | £55,800 |
| Monthly repayment illustration | £2,368 |
Figures are local averages used for illustration. Confirm your own numbers before acting on them.
Ask about Collingbourne Ducis
Three details is all we need. You are told before anything is passed to a partner firm.
Your checklist
- Total cash of about £55,800, not just the deposit
- Your stamp duty position confirmed on gov.uk
- A first year running cost budget including £2,465 council tax
- Income protection quoted before completion, not after
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Check broadband before you make an offer in Collingbourne Ducis
Broadband speeds can vary street by street in Collingbourne Ducis, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.
We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.
Questions people ask
How much money do I need to buy a first home in Collingbourne Ducis?
Do first time buyers pay stamp duty in Collingbourne Ducis?
What is the biggest hidden cost?
How do I check broadband speed at a property in Collingbourne Ducis?
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