The Real Cost of Buying a First Home in Cliddesden
A first purchase at the £650,000 Cliddesden average needs about £90,800 in cash, made up of £65,000 deposit, £22,500 stamp duty with first time buyer relief, and roughly £3,300 in fees.
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
A first purchase at the £650,000 Cliddesden average needs about £90,800 in cash, made up of £65,000 deposit, £22,500 stamp duty with first time buyer relief, and roughly £3,300 in fees.
Every pound you need before completion in Cliddesden
On the local average the deposit is £65,000, stamp duty is £22,500 and fees are near £3,300. Total cash needed is about £90,800.
The £650,000 average is above the £500,000 ceiling, so first time buyer relief does not apply. Stamp duty is the full £22,500. Rates are those in force from April 2025. Confirm the current position on gov.uk before you exchange.
Where the upfront cash goes
The commercial page for this town sets out the introduction itself: Mortgage advice in Cliddesden.
Where local earnings cap the purchase price
The costs that start the day you move in
Band D council tax in Cliddesden is £2,262 a year, which is £189 a month. Add energy, water, insurance and maintenance.
Protection belongs in the same budget. If the mortgage depends on two incomes, it depends on both people staying well enough to earn. That is the part of the purchase we advise on directly.
Average prices above £500,000 mean first time buyer relief does not apply on a typical purchase here. Budget the full duty from the start.
The Cliddesden detail first buyers ask about
The schools families ask about here are Cliddesden Primary School, Basingstoke secondary schools, Sixth-form & further education and Independent schools. 1 local school was rated Good or Outstanding overall at its most recent graded Ofsted inspection. Ratings age between inspections, so read the latest report before you rely on one.
On getting about: Cliddesden to Basingstoke takes about 10 min drive.
By price, Cliddesden ranks 33 of the 178 Hampshire locations we cover, at £650,000 against a county average of £535,916. Band D council tax here is £2,262, against an average of £2,319 across the towns we cover in the county.
What your money buys in Cliddesden
Cliddesden is a small, sought-after downland village just south of Basingstoke.
The full local guide covers schools, transport and the market in detail: Cliddesden property and area guide.
| Budget | What it buys here |
|---|---|
| Around £350,000 to £475,000 | A smaller house or cottage, the more accessible (but scarcer) way into the village. |
| Around £475,000 to £850,000 | A semi-detached or detached family home, the heart of the Cliddesden market. |
| £850,000 and above | A larger detached, period or country home on the village edges, the top of the local market, into seven figures for the finest houses. |
- A small, characterful downland village
- St Leonard's, the Jolly Farmer & the countryside
- Right by Basingstoke, its station & the M3
- A village primary school
- Farleigh Hill, the downland & the Candovers
- Prices well above the national average
- No station in the village (drive to Basingstoke)
- A quiet village, a car is essentially needed
- Limited village amenities
- Larger period & country homes mean substantial lending
Cliddesden is known locally for The 'Buttercup Line' & Oh, Mr Porter!, and St Leonard's Church. The former Basingstoke & Alton Light Railway ran through Cliddesden, and its station appeared as 'Buggleskelly' in the classic 1937 Will Hay comedy film Oh, Mr Porter!, the village's most famous claim to fame.
Practical detail for Cliddesden: the RG25 postcode district, no village station, Basingstoke (~3mi) has fast direct trains to London Waterloo and nearest A and E is Basingstoke & North Hampshire Hospital (~3mi), verify with NHS.
Cliddesden at a glance
| Upfront cost | Cliddesden figure |
|---|---|
| Average price | £650,000 |
| Deposit at 10% | £65,000 |
| Stamp duty, first time buyer | £22,500 |
| Stamp duty, standard rate | £22,500 |
| Legal, survey and moving | £3,300 |
| Total cash needed | £90,800 |
| Monthly repayment illustration | £3,420 |
Figures are local averages used for illustration. Confirm your own numbers before acting on them.
Ask about Cliddesden
Three details is all we need. You are told before anything is passed to a partner firm.
Your checklist
- Total cash of about £90,800, not just the deposit
- Your stamp duty position confirmed on gov.uk
- A first year running cost budget including £2,262 council tax
- Income protection quoted before completion, not after
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Check broadband before you make an offer in Cliddesden
Broadband speeds can vary street by street in Cliddesden, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.
We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.
Questions people ask
How much money do I need to buy a first home in Cliddesden?
Do first time buyers pay stamp duty in Cliddesden?
What is the biggest hidden cost?
How do I check broadband speed at a property in Cliddesden?
Read next
Your home may be repossessed if you do not keep up repayments on your mortgage.