The Real Cost of Buying a First Home in Clevedon
A first purchase at the £375,000 Clevedon average needs about £44,550 in cash, made up of £37,500 deposit, £3,750 stamp duty with first time buyer relief, and roughly £3,300 in fees.
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
A first purchase at the £375,000 Clevedon average needs about £44,550 in cash, made up of £37,500 deposit, £3,750 stamp duty with first time buyer relief, and roughly £3,300 in fees.
Every pound you need before completion in Clevedon
On the local average the deposit is £37,500, stamp duty is £3,750 and fees are near £3,300. Total cash needed is about £44,550.
First time buyer relief saves you £5,000 against the standard charge of £8,750 at this price. Rates are those in force from April 2025. Confirm the current position on gov.uk before you exchange.
Average prices sit below the £500,000 relief ceiling, so most first purchases here still qualify. Check your own price against the threshold.
Where the upfront cash goes
The commercial page for this town sets out the introduction itself: Mortgage advice in Clevedon.
Where local earnings cap the purchase price
The costs that start the day you move in
Band D council tax in North Somerset is £2,432 a year, which is £203 a month. Add energy, water, insurance and maintenance.
Protection belongs in the same budget. If the mortgage depends on two incomes, it depends on both people staying well enough to earn. That is the part of the purchase we advise on directly.
The Clevedon detail first buyers ask about
The schools families ask about here are Clevedon School, St Nicholas Chantry Church of England Primary and Other Clevedon primaries. 1 local school was rated Good or Outstanding overall at its most recent graded Ofsted inspection. Ratings age between inspections, so read the latest report before you rely on one.
On getting about: Clevedon to the M5 (J20) takes about 5 min drive.
By price, Clevedon ranks 2 of the 3 North Somerset locations we cover, at £375,000 against a county average of £343,333.
What your money buys in Clevedon
The full local guide covers schools, transport and the market in detail: Clevedon property and area guide.
| Budget | What it buys here |
|---|---|
| Around £180,000 to £270,000 | A flat or apartment, the more accessible way into the town, popular with first-time buyers and downsizers. |
| Around £270,000 to £480,000 | A terraced or semi-detached family home, the heart of the Clevedon market. |
| £480,000 and above | A detached home, Victorian villa or sea-view house on the sought-after roads, the top of the local market, into seven figures for the finest houses. |
- A genteel Victorian seaside town
- The most beautiful pier in England
- The Marine Lake, Poet's Walk & Clevedon Court
- Easy reach of Bristol by the M5 (J20)
- A Good secondary & well-regarded primaries
- No railway station in the town
- Sought-after, prices above Weston
- Nearest major A&E is in Bristol (MIU in town)
- Low-ground flood-risk consideration near the estuary
- Larger villas mean substantial lending
Clevedon is known locally for Clevedon Pier. The elegant Grade I listed pier of 1869, which John Betjeman called "the most beautiful pier in England", the symbol of the town, striding out over the Severn estuary.
Practical detail for Clevedon: the BS21 postcode district.
Clevedon at a glance
| Upfront cost | Clevedon figure |
|---|---|
| Average price | £375,000 |
| Deposit at 10% | £37,500 |
| Stamp duty, first time buyer | £3,750 |
| Stamp duty, standard rate | £8,750 |
| Legal, survey and moving | £3,300 |
| Total cash needed | £44,550 |
| Monthly repayment illustration | £1,973 |
Figures are local averages used for illustration. Confirm your own numbers before acting on them.
Ask about Clevedon
Three details is all we need. You are told before anything is passed to a partner firm.
Your checklist
- Total cash of about £44,550, not just the deposit
- Your stamp duty position confirmed on gov.uk
- A first year running cost budget including £2,432 council tax
- Income protection quoted before completion, not after
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Check broadband before you make an offer in Clevedon
Broadband speeds can vary street by street in Clevedon, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.
We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.
Questions people ask
How much money do I need to buy a first home in Clevedon?
Do first time buyers pay stamp duty in Clevedon?
What is the biggest hidden cost?
How do I check broadband speed at a property in Clevedon?
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