The Real Cost of Buying a First Home in Chudleigh
A first purchase at the £330,000 Chudleigh average needs about £37,800 in cash, made up of £33,000 deposit, £1,500 stamp duty with first time buyer relief, and roughly £3,300 in fees.
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
A first purchase at the £330,000 Chudleigh average needs about £37,800 in cash, made up of £33,000 deposit, £1,500 stamp duty with first time buyer relief, and roughly £3,300 in fees.
Every pound you need before completion in Chudleigh
On the local average the deposit is £33,000, stamp duty is £1,500 and fees are near £3,300. Total cash needed is about £37,800.
First time buyer relief saves you £5,000 against the standard charge of £6,500 at this price. Rates are those in force from April 2025. Confirm the current position on gov.uk before you exchange.
Where the upfront cash goes
The commercial page for this town sets out the introduction itself: Mortgage advice in Chudleigh.
Borrowing power on a Chudleigh income
Running costs from week one
Band D council tax in Devon is £2,667 a year, which is £222 a month. Add energy, water, insurance and maintenance.
Protection belongs in the same budget. If the mortgage depends on two incomes, it depends on both people staying well enough to earn. That is the part of the purchase we advise on directly.
Average prices sit below the £500,000 relief ceiling, so most first purchases here still qualify. Check your own price against the threshold.
The Chudleigh detail first buyers ask about
The schools families ask about here are Chudleigh Church of England Community Primary School, Teign School (Kingsteignton), Newton Abbot secondaries and Post-16 & sixth-form options. 2 local schools were rated Good or Outstanding overall at their most recent graded Ofsted inspection. Ratings age between inspections, so read the latest report before you rely on one.
On getting about: Chudleigh to Exeter (by car) takes about 15 to 20 min.
By price, Chudleigh ranks 14 of the 32 Devon locations we cover, at £330,000 against a county average of £354,375. Band D council tax here is £2,667, against an average of £2,675 across the towns we cover in the county.
What your money buys in Chudleigh
Chudleigh is a small, characterful market town below the Haldon Hills, between Newton Abbot and Exeter.
The full local guide covers schools, transport and the market in detail: Chudleigh property and area guide.
| Budget | What it buys here |
|---|---|
| Around £220,000 to £290,000 | A cottage, terrace or flat, the more accessible way into the town, popular with first-time buyers and downsizers. |
| Around £300,000 to £420,000 | A period or modern house in or near the town, a classic Chudleigh family home. |
| £500,000 and above | A larger detached or characterful home near Ugbrooke, the Rock or the countryside, the top of the local market. |
- A characterful small market town with a real community
- A good primary school (Chudleigh CofE, Good)
- Chudleigh Rock, the Pixie's Cave & Kate Brook on the doorstep
- Ugbrooke House & its Capability Brown park nearby
- Fast A38 access to Exeter, the M5 & the coast
- No railway station in the town (nearest Newton Abbot)
- No secondary school in town, pupils travel to Teign School / Newton Abbot
- River/surface-water flood risk on low-lying ground near Kate Brook
- No full A&E (Newton Abbot has a minor injuries unit; nearest A&E at Exeter/Torbay)
- Older cottages and the conservation area limit alterations
Chudleigh is known locally for Ugbrooke House & the Lords Clifford, and Ugbrooke House & Park. Ugbrooke House, just outside the town, is the historic seat of the Clifford family, the Lords Clifford of Chudleigh, set in a park landscaped by Capability Brown; the town's grandest connection.
Practical detail for Chudleigh: the TQ13 postcode district, no station; nearest main line at Newton Abbot (~15 min), direct trains to Exeter, Plymouth & London; A38 to Exeter and nearest A and E is Royal Devon & Exeter (Exeter) or Torbay Hospital (Torquay), ~20 to 35 min; Newton Abbot has a minor injuries unit.
Chudleigh at a glance
| Upfront cost | Chudleigh figure |
|---|---|
| Average price | £330,000 |
| Deposit at 10% | £33,000 |
| Stamp duty, first time buyer | £1,500 |
| Stamp duty, standard rate | £6,500 |
| Legal, survey and moving | £3,300 |
| Total cash needed | £37,800 |
| Monthly repayment illustration | £1,736 |
Figures are local averages used for illustration. Confirm your own numbers before acting on them.
Ask about Chudleigh
Three details is all we need. You are told before anything is passed to a partner firm.
Your checklist
- Total cash of about £37,800, not just the deposit
- Your stamp duty position confirmed on gov.uk
- A first year running cost budget including £2,667 council tax
- Income protection quoted before completion, not after
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Check broadband before you make an offer in Chudleigh
Broadband speeds can vary street by street in Chudleigh, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.
We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.
Questions people ask
How much money do I need to buy a first home in Chudleigh?
Do first time buyers pay stamp duty in Chudleigh?
What is the biggest hidden cost?
How do I check broadband speed at a property in Chudleigh?
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