The Real Cost of Buying a First Home in Amesbury
A first purchase at the £330,000 Amesbury average needs about £37,800 in cash, made up of £33,000 deposit, £1,500 stamp duty with first time buyer relief, and roughly £3,300 in fees.
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
A first purchase at the £330,000 Amesbury average needs about £37,800 in cash, made up of £33,000 deposit, £1,500 stamp duty with first time buyer relief, and roughly £3,300 in fees.
Every pound you need before completion in Amesbury
On the local average the deposit is £33,000, stamp duty is £1,500 and fees are near £3,300. Total cash needed is about £37,800.
First time buyer relief saves you £5,000 against the standard charge of £6,500 at this price. Rates are those in force from April 2025. Confirm the current position on gov.uk before you exchange.
Where the upfront cash goes
The commercial page for this town sets out the introduction itself: Mortgage advice in Amesbury.
Borrowing power on an Amesbury income
The costs that start the day you move in
Band D council tax in Wiltshire is £2,594 a year, which is £216 a month. Add energy, water, insurance and maintenance.
Protection belongs in the same budget. If the mortgage depends on two incomes, it depends on both people staying well enough to earn. That is the part of the purchase we advise on directly.
The Amesbury detail first buyers ask about
The schools families ask about here are The Stonehenge School, Amesbury Archer Primary School, Amesbury CofE Primary School, Christ the King Catholic Primary School and Amesbury primary schools. 1 local school was rated Good or Outstanding overall at its most recent graded Ofsted inspection. Ratings age between inspections, so read the latest report before you rely on one.
On getting about: Amesbury to Salisbury takes about 15 to 20 min drive.
By price, Amesbury ranks 20 of the 25 Wiltshire locations we cover, at £330,000 against a county average of £420,200. Band D council tax here is £2,594, against an average of £2,594 across the towns we cover in the county.
What your money buys in Amesbury
Amesbury is a historic town on the River Avon, on the edge of Salisbury Plain.
The full local guide covers schools, transport and the market in detail: Amesbury property and area guide.
Average prices sit below the £500,000 relief ceiling, so most first purchases here still qualify. Check your own price against the threshold.
| Budget | What it buys here |
|---|---|
| Around £160,000 to £240,000 | A flat or smaller terrace, the more accessible way into the town. |
| Around £240,000 to £400,000 | A terraced, semi-detached or newer family home, the heart of the Amesbury market, with strong military demand. |
| £400,000 and above | A larger detached, newer or country home in the town or the surrounding villages, the top of the local market. |
- Historic, well-connected & more affordable
- World-famous Stonehenge on the doorstep
- A strong military job market & rental demand
- Salisbury & its hospital just eight miles south
- The River Avon & Salisbury Plain for green space
- No railway station in the town
- The busy A303 runs close by
- Nearest A&E is in Salisbury (~8 miles)
- River Avon flood risk in low-lying spots
- Service/ex-service tenure to check on some homes
Amesbury is known locally for Stonehenge. World-famous Stonehenge, the prehistoric stone circle and UNESCO World Heritage Site, lies within the parish of Amesbury, a couple of miles from the town: one of the most extraordinary and visited places in the world.
Practical detail for Amesbury: the SP4 postcode district, none in the town, nearest Salisbury, Grateley or Andover and nearest A and E is Salisbury District Hospital (~8 miles), none in town.
Amesbury at a glance
| Upfront cost | Amesbury figure |
|---|---|
| Average price | £330,000 |
| Deposit at 10% | £33,000 |
| Stamp duty, first time buyer | £1,500 |
| Stamp duty, standard rate | £6,500 |
| Legal, survey and moving | £3,300 |
| Total cash needed | £37,800 |
| Monthly repayment illustration | £1,736 |
Figures are local averages used for illustration. Confirm your own numbers before acting on them.
Ask about Amesbury
Three details is all we need. You are told before anything is passed to a partner firm.
Your checklist
- Total cash of about £37,800, not just the deposit
- Your stamp duty position confirmed on gov.uk
- A first year running cost budget including £2,594 council tax
- Income protection quoted before completion, not after
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Check broadband before you make an offer in Amesbury
Broadband speeds can vary street by street in Amesbury, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.
We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.
Questions people ask
How much money do I need to buy a first home in Amesbury?
Do first time buyers pay stamp duty in Amesbury?
What is the biggest hidden cost?
How do I check broadband speed at a property in Amesbury?
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