Cornwall: Property, Schools and Retirement Costs
Across the 18 Cornwall locations we cover, the average property price is £296,667 and Band D council tax averages £2,706. Wadebridge is the most expensive at £370,000, Redruth the least at £235,000.
Across the 18 Cornwall locations we cover, the average property price is £296,667 and Band D council tax averages £2,706. Wadebridge is the most expensive at £370,000, Redruth the least at £235,000.
Buying a home in Cornwall
The county average is £296,667. Across these locations 1 school holds an Outstanding Ofsted rating and 31 schools are rated Good. School quality is the main reason prices differ between towns a few miles apart.
A 10% deposit on the county average is £29,667. Wadebridge runs 25% above that average, so the same deposit reaches further in Redruth.
Average property price across Cornwall
Later life and property wealth in Cornwall
Owners aged 55 and over across Cornwall sit on an average £296,667 of property value. Typical release at 65 is around £100,867, and interest compounds against the estate from day one.
Downsizing within the county is the alternative most people skip. It costs fees and stamp duty but carries no compounding interest. Both routes are compared in the town guides below.
Retirement costs across Cornwall
Band D council tax averages £2,706 across these locations. That is £226 a month before anything else. Authorities set their own rate, so the bill can change with a short move.
Housing is the fixed line in any retirement budget. Each town guide converts the local figure into the pot needed to cover it at a 4% withdrawal rate.
Towns at a glance
| Town | Average price | Band D | Good or better schools | Guides |
|---|---|---|---|---|
| Wadebridge | £370,000 | £2,706 | 2 | Mortgage, Equity release, Pensions |
| Looe | £360,000 | £2,633 | 1 | Mortgage, Equity release, Pensions |
| Bude | £350,000 | £2,723 | 2 | Mortgage, Equity release, Pensions |
| Falmouth | £340,000 | £2,878 | 2 | Mortgage, Equity release, Pensions |
| Truro | £325,000 | £2,849 | 3 | Mortgage, Equity release, Pensions |
| Newquay | £310,000 | £2,739 | 3 | Mortgage, Equity release, Pensions |
| Hayle | £300,000 | £2,724 | 1 | Mortgage, Equity release, Pensions |
| Helston | £290,000 | £2,680 | 1 | Mortgage, Equity release, Pensions |
| Penryn | £290,000 | £2,583 | 1 | Mortgage, Equity release, Pensions |
| Saltash | £290,000 | £2,677 | 3 | Mortgage, Equity release, Pensions |
| Penzance | £285,000 | £2,718 | 2 | Mortgage, Equity release, Pensions |
| Callington | £280,000 | £2,700 | 2 | Mortgage, Equity release, Pensions |
| Liskeard | £280,000 | £2,658 | 1 | Mortgage, Equity release, Pensions |
| St Austell | £275,000 | £2,603 | 1 | Mortgage, Equity release, Pensions |
| Bodmin | £260,000 | £2,779 | 2 | Mortgage, Equity release, Pensions |
| Torpoint | £255,000 | £2,614 | 1 | Mortgage, Equity release, Pensions |
| Camborne | £245,000 | £2,671 | 3 | Mortgage, Equity release, Pensions |
| Redruth | £235,000 | £2,774 | 1 | Mortgage, Equity release, Pensions |
Compare towns directly
Side by side on price, deposit, schools and running costs.
Ask about Bodmin
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Guides across Cornwall
- Bodmin: School Catchments and House Prices in Bodmin, The Real Cost of Buying a First Home in Bodmin, Downsizing in Bodmin: What You Would Actually Release, Council Tax in Bodmin: What Band D Really Costs
- Bude: School Catchments and House Prices in Bude, How Much Deposit Do You Need to Buy in Bude?, The Real Cost of Buying a First Home in Bude, What a Lifetime Mortgage Really Costs in Bude, Downsizing in Bude: What You Would Actually Release, Inheritance Tax on a Bude Home, Council Tax in Bude: What Band D Really Costs, Stamp Duty on a Bude Home
- Callington: School Catchments and House Prices in Callington, The Real Cost of Buying a First Home in Callington, Downsizing in Callington: What You Would Actually Release, Council Tax in Callington: What Band D Really Costs
- Camborne: School Catchments and House Prices in Camborne, The Real Cost of Buying a First Home in Camborne, Downsizing in Camborne: What You Would Actually Release, Council Tax in Camborne: What Band D Really Costs
- Falmouth: School Catchments and House Prices in Falmouth, The Real Cost of Buying a First Home in Falmouth, Downsizing in Falmouth: What You Would Actually Release, Council Tax in Falmouth: What Band D Really Costs
- Hayle: School Catchments and House Prices in Hayle, The Real Cost of Buying a First Home in Hayle, Downsizing in Hayle: What You Would Actually Release, Council Tax in Hayle: What Band D Really Costs
- Helston: School Catchments and House Prices in Helston, The Real Cost of Buying a First Home in Helston, Downsizing in Helston: What You Would Actually Release, Council Tax in Helston: What Band D Really Costs
- Liskeard: School Catchments and House Prices in Liskeard, The Real Cost of Buying a First Home in Liskeard, Downsizing in Liskeard: What You Would Actually Release, Council Tax in Liskeard: What Band D Really Costs
- Looe: School Catchments and House Prices in Looe, The Real Cost of Buying a First Home in Looe, Downsizing in Looe: What You Would Actually Release, Council Tax in Looe: What Band D Really Costs
- Newquay: School Catchments and House Prices in Newquay, The Real Cost of Buying a First Home in Newquay, Downsizing in Newquay: What You Would Actually Release, Council Tax in Newquay: What Band D Really Costs
- Penryn: School Catchments and House Prices in Penryn, The Real Cost of Buying a First Home in Penryn, Downsizing in Penryn: What You Would Actually Release, Council Tax in Penryn: What Band D Really Costs
- Penzance: School Catchments and House Prices in Penzance, The Real Cost of Buying a First Home in Penzance, Downsizing in Penzance: What You Would Actually Release, Council Tax in Penzance: What Band D Really Costs
- Redruth: School Catchments and House Prices in Redruth, The Real Cost of Buying a First Home in Redruth, Downsizing in Redruth: What You Would Actually Release, Council Tax in Redruth: What Band D Really Costs
- Saltash: School Catchments and House Prices in Saltash, The Real Cost of Buying a First Home in Saltash, Downsizing in Saltash: What You Would Actually Release, Council Tax in Saltash: What Band D Really Costs
- St Austell: School Catchments and House Prices in St Austell, The Real Cost of Buying a First Home in St Austell, Downsizing in St Austell: What You Would Actually Release, Council Tax in St Austell: What Band D Really Costs
- Torpoint: School Catchments and House Prices in Torpoint, The Real Cost of Buying a First Home in Torpoint, Downsizing in Torpoint: What You Would Actually Release, Council Tax in Torpoint: What Band D Really Costs
- Truro: School Catchments and House Prices in Truro, The Real Cost of Buying a First Home in Truro, Downsizing in Truro: What You Would Actually Release, Council Tax in Truro: What Band D Really Costs
- Wadebridge: School Catchments and House Prices in Wadebridge, The Real Cost of Buying a First Home in Wadebridge, Downsizing in Wadebridge: What You Would Actually Release, Council Tax in Wadebridge: What Band D Really Costs
Check broadband before you make an offer in Cornwall
Broadband speeds can vary street by street in Cornwall, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
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Questions people ask
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