Claygate or Chilworth: Which Is Better Value?
Claygate averages £905,000 against £900,000 in Chilworth, a gap of £5,000 or 1%. You would need £500 more deposit and about £26 a month more on a repayment mortgage at an assumed 5% over 25 years. Chilworth charges £270 less council tax at Band D.
Claygate averages £905,000 against £900,000 in Chilworth, a gap of £5,000 or 1%. You would need £500 more deposit and about £26 a month more on a repayment mortgage at an assumed 5% over 25 years. Chilworth charges £270 less council tax at Band D.
Price and deposit
The headline gap is £5,000, or 1%. On a 10% deposit that is £500 more cash to find before you start. Detached homes average £800,000 against £625,000.
Claygate against Chilworth
Town guides for each: Mortgage advice in Claygate and Mortgage advice in Chilworth.
Schools and families
Claygate has more schools graded Outstanding at their last graded Ofsted inspection (before September 2024), with 1 against 0 in Chilworth. Counting last graded Ofsted inspections (before September 2024), Claygate has 3 schools and Chilworth has 1 school graded Good or better.
A strong catchment in the cheaper town can cost more than an average street in the dearer one. Compare catchments, not averages.
Running costs and getting to work
Band D council tax is £2,574 in Claygate and £2,303 in Chilworth, a difference of £270 a year.
The honest verdict
Chilworth is cheaper to buy on these figures. Claygate carries the higher price and, on this data, the stronger school profile.
Neither is right in the abstract. If the deposit is your constraint, the £500 difference matters more than anything else here. If catchment is the constraint, price follows the school you need.
What each town is actually like
Price is one axis. These are the things people move for, and the things they find out afterwards.
Claygate
In its favour- Its own station, direct trains to Waterloo (~34 min)
- A prosperous, characterful period village
- A well-regarded primary and good secondary options
- A famous village show and strong community
- An expensive market, the average is around £1 million
- Localised flood risk near the River Rythe
- Detached and period homes command a strong premium
- No A&E in the village (nearest at Epsom/Kingston)
Best for Commuters (to London) ★★★★★
Direct trains from Claygate to Waterloo make it a classic, sought-after Surrey commuter village.
Chilworth
In its favour- A secluded, leafy and affluent village
- The Science Park & the University close
- Superb M3/M27 access & the airport near
- Wooded detached homes on generous plots
- Expensive, among the priciest near Southampton
- Low supply, few smaller or accessible homes
- No station or high street of its own
- A quiet village, you rely on Southampton
Best for Professionals (Southampton) ★★★★★
Minutes from the University, the Science Park and the city, in a leafy, prestigious setting.
Claygate and Chilworth, side by side
| Measure | Claygate | Chilworth |
|---|---|---|
| Average property price | £905,000 | £900,000 |
| Average detached | £800,000 | £625,000 |
| 10% deposit | £90,500 | £90,000 |
| Illustrative monthly payment | £4,761 | £4,735 |
| Band D council tax | £2,574 | £2,303 |
| Outstanding rated schools | 1 | 0 |
| Good rated schools | 2 | 1 |
Local averages used for illustration. Confirm your own figures before acting.
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Questions people ask
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