Caerphilly: Property, Schools and Retirement Costs
Across the 9 Caerphilly locations we cover, the average property price is £200,000 and Band D council tax averages £2,090. Caerphilly is the most expensive at £240,000, Bargoed the least at £150,000.
Across the 9 Caerphilly locations we cover, the average property price is £200,000 and Band D council tax averages £2,090. Caerphilly is the most expensive at £240,000, Bargoed the least at £150,000.
Buying a home in Caerphilly
The county average is £200,000.
A 10% deposit on that average is £20,000. Caerphilly runs 20% above that average, so the same deposit reaches further in Bargoed.
Average property price across Caerphilly
Later life and property wealth in Caerphilly
Owners aged 55 and over across Caerphilly sit on an average £200,000 of property value.
It costs fees and stamp duty but carries no compounding interest. Both routes are compared in the town guides below.
Retirement costs across Caerphilly
Band D council tax averages £2,090 across these locations. That is £174 a month before anything else. Authorities set their own rate, so the bill can change with a short move.
Housing is the fixed line in any retirement budget. Each town guide converts the local figure into the pot needed to cover it at an assumed 4% withdrawal rate.
Towns at a glance
| Town | Average price | Band D | Good or better schools | Guides |
|---|---|---|---|---|
| Caerphilly | £240,000 | £2,077 | 0 | Mortgage, Equity release, Pensions |
| Bedwas | £220,000 | £2,098 | 0 | Mortgage, Equity release, Pensions |
| Risca | £220,000 | £2,079 | 0 | Mortgage, Equity release, Pensions |
| Nelson | £210,000 | £2,080 | 0 | Mortgage, Equity release, Pensions |
| Ystrad Mynach | £210,000 | £2,085 | 0 | Mortgage, Equity release, Pensions |
| Blackwood | £200,000 | £2,127 | 0 | Mortgage, Equity release, Pensions |
| Newbridge | £200,000 | £2,062 | 0 | Mortgage, Equity release, Pensions |
| Bargoed | £150,000 | £2,124 | 0 | Mortgage, Equity release, Pensions |
| Rhymney | £150,000 | £2,077 | 0 | Mortgage, Equity release, Pensions |
Compare towns directly
Side by side on price, deposit, schools and running costs.
Ask about Bargoed
Three details is all we need. You are told before anything is passed to a partner firm.
The introduction costs you nothing. If you go ahead, we may be paid a fee by the firm we introduce you to. There is no obligation.
Guides across Caerphilly
- Bargoed: School Catchments and House Prices in Bargoed, The Real Cost of Buying a First Home in Bargoed, Downsizing in Bargoed: What You Would Actually Release, Council Tax in Bargoed: What Band D Really Costs
- Bedwas: School Catchments and House Prices in Bedwas, The Real Cost of Buying a First Home in Bedwas, Downsizing in Bedwas: What You Would Actually Release, Council Tax in Bedwas: What Band D Really Costs
- Blackwood: School Catchments and House Prices in Blackwood, The Real Cost of Buying a First Home in Blackwood, Downsizing in Blackwood: What You Would Actually Release, Council Tax in Blackwood: What Band D Really Costs
- Caerphilly: School Catchments and House Prices in Caerphilly, The Real Cost of Buying a First Home in Caerphilly, Downsizing in Caerphilly: What You Would Actually Release, Council Tax in Caerphilly: What Band D Really Costs
- Nelson: School Catchments and House Prices in Nelson, Caerphilly, The Real Cost of Buying a First Home in Nelson, Caerphilly, Downsizing in Nelson, Caerphilly: What You Would Actually Release, Council Tax in Nelson, Caerphilly: What Band D Really Costs
- Newbridge: School Catchments and House Prices in Newbridge, The Real Cost of Buying a First Home in Newbridge, Downsizing in Newbridge: What You Would Actually Release, Council Tax in Newbridge: What Band D Really Costs
- Rhymney: School Catchments and House Prices in Rhymney, The Real Cost of Buying a First Home in Rhymney, Downsizing in Rhymney: What You Would Actually Release, Council Tax in Rhymney: What Band D Really Costs
- Risca: School Catchments and House Prices in Risca, The Real Cost of Buying a First Home in Risca, Downsizing in Risca: What You Would Actually Release, Council Tax in Risca: What Band D Really Costs
- Ystrad Mynach: School Catchments and House Prices in Ystrad Mynach, The Real Cost of Buying a First Home in Ystrad Mynach, Downsizing in Ystrad Mynach: What You Would Actually Release, Council Tax in Ystrad Mynach: What Band D Really Costs
Check broadband before you make an offer in Caerphilly
Broadband speeds can vary street by street in Caerphilly, so check the exact address before you commit. Ofcom's free checker shows which broadband speeds and mobile coverage are available at any UK property.
We can introduce you to a specialist who can combine your mobile, broadband and utilities into one bill. There's no fee for the introduction.
We don't provide these services ourselves. Switching household bills is not a regulated financial service, so FCA protections and the Financial Ombudsman do not apply. We'll only pass your details to the specialist if you ask us to. See our privacy notice.
Questions people ask
Where are house prices highest in Caerphilly?
How much is council tax in Caerphilly?
Does That's Family Finance cover the whole of Caerphilly?
How do I check broadband speed at a property in Caerphilly?
Your home may be repossessed if you do not keep up repayments on your mortgage.