Banchory or Auchterarder: Which Is Better Value?
Banchory averages £315,000 against £300,000 in Auchterarder, a gap of £15,000 or 5%. You would need £1,500 more deposit and about £79 a month more on a repayment mortgage at an assumed 5% over 25 years. Auchterarder charges £12 less council tax at Band D.
Banchory averages £315,000 against £300,000 in Auchterarder, a gap of £15,000 or 5%. You would need £1,500 more deposit and about £79 a month more on a repayment mortgage at an assumed 5% over 25 years. Auchterarder charges £12 less council tax at Band D.
Price and deposit
The headline gap is £15,000, or 5%. On a 10% deposit that is £1,500 more cash to find before you start. Detached homes average £315,000 against £320,000.
Banchory against Auchterarder
Town guides for each: Mortgage advice in Banchory and Mortgage advice in Auchterarder.
Schools and families
Scottish schools are inspected by Education Scotland without a single overall grade, so the choice turns on catchment and the latest inspection reports.
A strong catchment in the cheaper town can cost more than an average street in the dearer one. Compare catchments, not averages.
Running costs and getting to work
Band D council tax is £1,686 in Banchory and £1,674 in Auchterarder, a difference of £12 a year.
The honest verdict
Auchterarder is cheaper to buy on these figures.
Neither is right in the abstract. If the deposit is your constraint, the £1,500 difference matters more than anything else here. If catchment is the constraint, price follows the school you need.
What each town is actually like
Price is one axis. These are the things people move for, and the things they find out afterwards.
Banchory
In its favour- The affluent, scenic gateway to Royal Deeside on the River Dee
- Good schools including Banchory Academy, and an attractive High Street
- Crathes Castle, the Falls of Feugh and Scolty Hill on the doorstep
- A prosperous, well-served town popular with commuters and retirees
- One of the dearest towns in Aberdeenshire
- No railway, the commute is by the A93 road or bus (and the A93 can be busy)
- Nearest full 24-hour blue-light A&E is Aberdeen Royal Infirmary (~18 miles), not in the town
- Riverside and low-lying homes need a flood check (Deeside flooded in 2015 to 16)
Best for Commuters (to Aberdeen) ★★★☆☆
About 18 miles and 30 to 40 minutes west up the A93, plus frequent buses, a manageable road commute, but there is no railway (the Deeside line closed in 1966) and the A93 can be busy at peak times.
Auchterarder
In its favour- An affluent, scenic Strathearn town with world-class golf at Gleneagles
- Its own main-line station at Gleneagles, direct to Stirling, Perth & Glasgow
- A characterful mile-and-a-half high street of independent shops
- A simple Scottish council-tax bill, no police, fire or community precept
- A firm, affluent market, one of the area's more expensive towns
- No full A&E in the town, the nearest general hospital is Perth Royal Infirmary
- Emergency hospital provision has changed, confirm with NHS Tayside (Ninewells is the major A&E)
- You rely on Perth or Stirling for the biggest range of amenities
Best for Rail & A9 commuters ★★★★★
Auchterarder has its own main-line station at Gleneagles, direct trains to Stirling, Perth and Glasgow, and the A9 alongside, making it a comfortable commuter base for the central belt and Perthshire.
Banchory and Auchterarder, side by side
| Measure | Banchory | Auchterarder |
|---|---|---|
| Average property price | £315,000 | £300,000 |
| Average detached | £315,000 | £320,000 |
| 10% deposit | £31,500 | £30,000 |
| Illustrative monthly payment | £1,657 | £1,578 |
| Band D council tax | £1,686 | £1,674 |
Local averages used for illustration. Confirm your own figures before acting.
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Questions people ask
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