Mortgage Advice in Richmond upon Thames: Property, Schools & Local Area Guide
Mortgage Advice in Richmond upon Thames: Property, Schools & Local Area Guide
Whether you're buying your first home in Richmond upon Thames, remortgaging, upsizing or simply researching the borough — this guide covers what buyers and homeowners actually want to know.
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Click any question to expand the full detail and sources.
Is Richmond upon Thames a good place to live?⌄
Yes — outstanding schools, fast rail to Waterloo, vast green space and a riverside character make it one of London's most sought-after boroughs.
Richmond upon Thames is consistently ranked among the greenest, safest and most desirable boroughs in London. Its appeal rests on a rare combination: fast South Western Railway services to London Waterloo (around 18–27 minutes), some of the strongest state schools in the capital, and an extraordinary amount of green and blue space — Richmond Park (the largest of London's Royal Parks), the Royal Botanic Gardens Kew, Bushy Park nearby and miles of Thames riverside. It is also the only London borough to span both banks of the Thames. The result is a borough people aspire to and, once settled, rarely leave.
Sources: southwesternrailway.com — timetables | reports.ofsted.gov.uk — school inspections
Is Richmond upon Thames expensive?⌄
Yes — it is one of the most expensive outer London boroughs, reflecting its schools, green space and riverside setting.
Flats and maisonettes typically start from around £400,000–£650,000, making them the most accessible entry point for first-time buyers. Terraced and smaller semi-detached homes generally range from £650,000–£1.1m, while larger semi-detached and detached family homes typically sit between £1.1m and £2m+. Prime riverside roads, the Richmond Hill area and period homes in Kew, Barnes and East Sheen go considerably higher. Prices are supported by consistent demand — the schools, green space and central-London access combination means competition for well-presented family homes remains strong across market conditions.
Sources: landregistry.data.gov.uk — Price Paid Data | gov.uk/council-tax-bands — VOA band checker
What salary do you need to buy in Richmond upon Thames?⌄
Roughly £115,000 for a flat up to £290,000+ for a family home — based on 4.5x income multiples.
Most mortgage lenders apply affordability multiples of around 4–4.5x annual income, though some go higher for certain profiles. Using 4.5x as a guide: a flat at ~£525,000 may require a household income of approximately £117,000; a terraced or smaller semi at ~£875,000 requires roughly £194,000; a larger semi or detached at ~£1,300,000 requires around £289,000. These are illustrative only — actual affordability depends on deposit size, existing commitments, credit profile and lender criteria. A whole-of-market adviser can confirm exactly what's achievable for your circumstances.
Sources: thatsfamilyfinance.co.uk/mortgages | landregistry.data.gov.uk
Are schools good in Richmond upon Thames?⌄
Yes — among the strongest state schools in London, with several secondaries and many primaries rated Outstanding.
At secondary level, Waldegrave School (girls), Grey Court School and Orleans Park School are all rated Outstanding by Ofsted, while Christ's School and Teddington School are rated Good and Turing House School is a popular free school. At primary level the borough has a large number of Outstanding-rated schools including Marshgate, Sheen Mount, The Vineyard and St Stephen's. The key practical point for buyers: admissions in Richmond upon Thames are competitive and distance-based, so where you buy within the borough directly affects which school your child has priority for. Always verify admissions directly with each school and Richmond Council before relying on proximity alone.
Sources: reports.ofsted.gov.uk | richmond.gov.uk/schools
Is Richmond upon Thames good for commuters?⌄
Yes — around 18–27 minutes to London Waterloo, plus the District line and London Overground from Richmond.
Richmond station is unusually well connected: South Western Railway runs fast services to London Waterloo in around 18–27 minutes, the District line gives a direct Tube route into central London via stations including Kew Gardens, and the London Overground terminates at Richmond. Other borough stations — Twickenham, Teddington, St Margarets, Barnes, Mortlake, Hampton and Whitton — give South Western Railway access across the area. For workers heading into the City, West End or out to the South West, the choice of routes is a major part of the borough's appeal. Always check current timetables before relying on a particular journey.
Sources: southwesternrailway.com — timetables | tfl.gov.uk — District line & Overground
What should buyers know before offering on a Richmond upon Thames property?⌄
Check school catchments, tidal flood risk by postcode, stamp duty cost, council tax band and conservation-area rules before committing.
Admissions are distance-based and competitive, so confirm catchment directly with the school before relying on proximity. Tidal flood risk is real along the river — areas such as Twickenham riverside, Ham and Petersham lie within the Environment Agency's tidal Thames flood warning area, so always check by individual postcode via the GOV.UK service, not by town name alone. Use the government's SDLT calculator to understand your stamp duty liability before budgeting — at Richmond price levels this is a significant cost. Council tax should be confirmed with Richmond Council, and many roads sit within conservation areas or are affected by the protected view from Richmond Hill, which can restrict alterations.
Sources: check-long-term-flood-risk.service.gov.uk | SDLT calculator | richmond.gov.uk/counciltax
Is Richmond upon Thames right for you?
Richmond upon Thames is one of London's most consistently desirable boroughs — exceptionally well-connected to central London via South Western Railway (around 18–27 minutes to Waterloo), the District line and the London Overground, with outstanding schools, vast Royal Parks, miles of Thames riverside and a settled, affluent community feel that keeps residents long-term.
| Buyer Type | Rating | Why |
|---|---|---|
| First-Time Buyers | ‚òÖ‚òÖ‚òÜ‚òÜ‚òÜ | Prices are among the highest in outer London, though flats and maisonettes offer a route in for higher earners and those with help. |
| London Commuters | ★★★★★ | South Western Railway to Waterloo in ~18–27 mins, plus District line and Overground — one of London's strongest commuter boroughs. |
| Families | ‚òÖ‚òÖ‚òÖ‚òÖ‚òÖ | Outstanding schools, Richmond Park, Bushy Park and riverside green space make it a premier family choice. |
| Upsizers | ‚òÖ‚òÖ‚òÖ‚òÖ‚òÖ | A strong range of larger period and detached family homes across Richmond, Kew, Barnes, East Sheen and Teddington. |
| Downsizers | ‚òÖ‚òÖ‚òÖ‚òÖ‚òÜ | Excellent amenities, transport and a wide range of property types make it a practical long-term choice, though at a premium price. |
Property prices & council tax in Richmond upon Thames
Understanding the cost of living in Richmond upon Thames goes beyond the purchase price.
| Property Type | Approximate Price Range | Notes |
|---|---|---|
| Flats & Maisonettes | £400k–£650k | Entry point for buyers; most common near Richmond, Twickenham and Teddington centres. |
| Terraced & Smaller Semis | £650k–£1.1m | The most common family home in the borough, including Victorian terraces in Twickenham, St Margarets and Barnes. |
| Larger Semis & Detached | £1.1m–£2m | Family homes across Kew, East Sheen, Teddington and Hampton. |
| Prime & Riverside | £2m+ | Richmond Hill, prime riverside roads, larger period homes in Kew and Barnes. |
What income might you need?
Based on standard mortgage affordability multiples of 4.5x household income. Illustrative only — individual affordability depends on deposit, commitments and lender criteria.
What makes Richmond upon Thames so popular?
Three things consistently come up when buyers explain why they chose Richmond upon Thames.
Fast Rail to Waterloo
Around 18–27 minutes to London Waterloo on South Western Railway, plus the District line and London Overground from Richmond. Few outer-London boroughs offer this many fast routes into the centre.
Outstanding Schools
Several secondary schools and many primaries rated Outstanding by Ofsted. Education provision is consistently cited as a primary reason families choose Richmond upon Thames over comparable areas.
Green & Riverside Living
Richmond Park, the Royal Botanic Gardens Kew, Bushy Park nearby and miles of Thames riverside. It is the only London borough on both banks of the river — a genuinely rare quality of life.
What often surprises buyers is how village-like much of the borough feels despite being in London. Richmond, Barnes, Teddington and Kew each have a distinct centre and identity — something that matters a lot over the long term.
Schools in Richmond upon Thames
Schools are one of the biggest reasons families research Richmond upon Thames. The borough has some of the strongest state schools in London, spread across Richmond, Twickenham, Teddington, Kew, Barnes and Ham, so education often sits right at the centre of the property search.
For homebuyers, the key question is not just whether a school has a strong reputation. It is whether the property, admissions rules, daily journey, school-run traffic, wraparound care and long-term education route actually work for your family. That is why school research should sit alongside your search around Richmond, Twickenham, Teddington, Kew, East Sheen and Ham.
Secondary schools
| School | Type | Ofsted | Buyer-focused summary |
|---|---|---|---|
| Waldegrave School | Girls' secondary academy, ages 11–18 | Outstanding | A highly regarded girls' school in Twickenham with a mixed sixth form. Retained its Outstanding judgement at its most recent inspection. A major draw for families researching the Twickenham, Strawberry Hill and Teddington areas. |
| Grey Court School | Mixed secondary academy, ages 11–18 | Outstanding | Located in Ham and rated Outstanding at its most recent inspection. Strongly linked with Ham, Petersham and the Richmond side of the borough. |
| Orleans Park School | Mixed secondary academy, ages 11–18 | Outstanding | A popular mixed school in Twickenham, rated Outstanding. Often researched by families looking around Twickenham, St Margarets and East Twickenham. |
| Christ's School | Mixed C of E secondary, ages 11–18 | Good | The borough's only Church of England secondary, on Queen's Road in Richmond. Faith-based admissions criteria apply — check these before relying on proximity alone. |
| Teddington School | Mixed secondary, ages 11–18 | Good | A large mixed school serving Teddington and the surrounding area. Relevant for buyers researching Teddington, Hampton Wick and Fulwell. |
| Turing House School | Mixed free school, ages 11–18 | View Ofsted | A popular free school in Whitton/Teddington that has grown quickly. The official Ofsted page is linked so families can review the latest published report directly. |
Primary schools
| School | Type | Ofsted | Buyer-focused summary |
|---|---|---|---|
| Marshgate Primary School | Primary school, ages 4–11 | Outstanding | A large, highly regarded primary in Richmond, often researched by families looking around Richmond and Ham. |
| Sheen Mount Primary School | Primary school, ages 4–11 | View Ofsted | A flagship school in East Sheen with a strong local reputation. Read the latest Ofsted record directly before relying on a headline summary. |
| The Vineyard School | Primary school, ages 4–11 | View Ofsted | In the heart of Richmond town centre, well known to families looking centrally. Check the live Ofsted page for the current grade. |
| St Stephen's C of E Primary | C of E primary, ages 4–11 | View Ofsted | A popular church primary in Twickenham. Faith-based admissions may apply — check criteria and read the latest Ofsted report directly. |
| Barnes Primary School | Primary school, ages 4–11 | Outstanding | A strong primary serving Barnes and East Sheen, often considered alongside Sheen Mount by families on the northern side of the borough. |
| Darell Primary & Nursery | Primary & nursery, ages 3–11 | View Ofsted | Based in Kew and relevant for buyers researching the Kew and North Sheen area. Read the latest Ofsted report before relying on a simple summary. |
What the schools mean for homebuyers
Waldegrave, Grey Court & Orleans Park
Waldegrave (girls), Grey Court and Orleans Park are the borough's three Outstanding-rated secondaries, and demand for places is significant. Waldegrave sits in Twickenham, Grey Court in Ham and Orleans Park in Twickenham, so the part of the borough you buy in matters for priority.
For buyers, these schools are often part of the conversation when looking around Twickenham, Strawberry Hill, Ham and Teddington. Admissions arrangements should be checked directly each year, as popularity, distance and policy details can all affect access.
Christ's School & faith places
Christ's School on Queen's Road is the borough's only Church of England secondary, rated Good, and is highly relevant for buyers looking around central Richmond and the Park side of the town.
Because it is a faith school, admissions can involve church-attendance criteria as well as distance. From a buyer's perspective, the practical points are location, admissions, the journey from the property and whether the school route fits your longer-term family plans.
Primary schools across the borough
Richmond upon Thames has an unusually high number of Outstanding-rated primaries. Marshgate, Sheen Mount, The Vineyard, St Stephen's, Barnes and Darell all matter to different parts of the borough, which is why the exact road and postcode can be important.
Do not rely on a school name alone. Check admissions, distance, wraparound care, sibling rules, parking, school-run traffic and the likely secondary route before committing to a property.
Popular parts of Richmond upon Thames
Richmond upon Thames covers a wider and more varied area than many people realise. Buyers often start with "Richmond" as one search, but the feel changes significantly depending on whether you are in Richmond itself, Twickenham, Teddington, Kew, Barnes, East Sheen, Hampton, Ham, Petersham, St Margarets or Whitton.
| Area | Best For | Typical Buyer |
|---|---|---|
| Richmond | Richmond Park, the Green, riverside and fast transport | Professionals, families and downsizers |
| Twickenham | Schools, rugby, riverside and value relative to Richmond | Families and upsizers |
| Teddington | Village feel, schools and a strong high street | Established families and long-term movers |
| Kew | Kew Gardens, period homes and District line access | Families and professionals |
| Barnes & East Sheen | Village character, the pond and Barnes Common | Families wanting a village-in-London feel |
| Hampton & Ham | Riverside, green space and larger plots | Upsizers and buyers wanting more space |
This area suits buyers who want walkable convenience, green space and fast transport in one place. It can be especially attractive for professionals, downsizers and families who value the Park and the river. The trade-off is price — central Richmond and the Hill are among the most expensive parts of the borough, and many roads sit within conservation areas.
Appeals to: Professionals, families and downsizers.
St Margarets, Strawberry Hill and East Twickenham are commonly considered by families who want strong school access and Victorian terraces without the very highest central-Richmond prices. The area works well for buyers who want a balance of schools, larger homes and good South Western Railway access toward Waterloo.
Appeals to: Families, upsizers and long-term homeowners.
The appeal is practical: family-sized homes, the river and Teddington Lock, and a location that works for many school and commute patterns via Teddington and Hampton Wick stations. Buyers should still compare roads carefully, as price, parking and exact school routes can vary.
Appeals to: Established families, upsizers and buyers looking for a long-term base.
For buyers, Kew can make sense if you want a leafy, well-connected setting with a strong community feel. As with much of the borough, the exact road matters — Kew includes everything from grand period homes near the Gardens to smaller terraces in North Sheen.
Appeals to: Families, professionals and long-term buyers.
These areas often appeal to families who want a genuine village atmosphere on the northern, Surrey-bank side of the borough, with South Western Railway access from Barnes and Mortlake. Demand is consistently strong, particularly for family homes near the common and good primaries.
Appeals to: Families wanting a village feel and a strong community.
The area can appeal to buyers looking for more space, larger plots or riverside living, with South Western Railway access from Hampton, Hampton Wick and Fulwell. It is worth checking journey patterns and flood risk carefully, especially for riverside roads.
Appeals to: Upsizers, families and buyers wanting more space.
This side of the borough appeals to buyers who want larger homes, space and green surroundings, with Grey Court School a major draw for families. The trade-off is transport — Ham and Petersham are not on a railway line, so check bus and road journeys carefully, and be aware of tidal flood risk on riverside roads.
Appeals to: Families, upsizers and buyers wanting space and greenery.
St Margarets often appeals to families and professionals who want character housing close to good schools and transport. Whitton can suit value-conscious buyers who still want borough schools and South Western Railway access. As always, compare individual roads and check school catchments carefully.
Appeals to: Families, professionals and value-conscious buyers.
Check estate charges, parking, broadband, management responsibilities and how the development connects to schools, transport and the river. For current planning applications and schemes, use Richmond Council's planning portal rather than relying on old sales listings, and check flood risk for riverside sites.
Appeals to: Buyers wanting modern homes and lower initial maintenance.
Things people don't tell you about Richmond upon Thames
Most property listings tell you about the bedrooms and the square footage. These are the things that come up in real conversations with people who know the borough.
Healthcare & local services
For families and those planning long-term, knowing the specific local services nearby matters as much as the property itself.
GP surgeries in Richmond upon Thames
There are numerous NHS GP practices across the borough. Registration availability changes — always contact the surgery directly before completing a purchase.
| Practice | Area | Notes |
|---|---|---|
| Sheen Lane Health Centre | East Sheen | Large practice serving Barnes, East Sheen and Mortlake. Verify registration availability directly. |
| Richmond Lock Surgery / The Vineyard Surgery | Richmond | Town-centre provision for central Richmond residents. Verify availability directly. |
| Teddington Health Centre practices | Teddington | Several practices serve Teddington and Hampton Wick. Contact directly to confirm registration. |
| Twickenham & St Margarets practices | Twickenham | Multiple GP practices serve Twickenham and St Margarets. Confirm availability directly. |
Dental practices in Richmond upon Thames
The borough has both NHS and private dental provision across Richmond, Twickenham, Teddington and Kew. NHS availability changes — always contact practices directly and check nhs.uk for current status.
| Practice | Area | NHS / Private |
|---|---|---|
| Richmond town-centre practices | Richmond | NHS & Private — contact directly to confirm current NHS availability |
| Twickenham practices | Twickenham | NHS & Private — verify registration availability directly |
| Teddington practices | Teddington | Check current NHS registration status directly before assuming availability. |
Specific practice names and current NHS status should be confirmed via nhs.uk, as provision changes regularly.
Nearest hospitals
Map, Police & Fire Services in Richmond upon Thames
A useful local guide should show the practical services buyers actually check before choosing an area — local policing, fire station coverage, emergency healthcare and crime context for Richmond upon Thames.
Flood risk in Richmond upon Thames
Flood risk is easy to overlook when a property looks right online, but in a borough that spans both banks of the Thames it can be very real. It can affect insurance premiums, mortgage lender underwriting and long-term peace of mind — and in Richmond upon Thames the picture varies significantly depending on exactly where you're buying.
Famous connections & local history
Richmond upon Thames has a history that stretches back to royal palaces, world-famous gardens and one of England's most celebrated landscapes.
Sports, leisure & community
For families and active buyers, Richmond upon Thames's leisure offer is a real part of the quality-of-life calculation. The parks, river, clubs and attractions here are the ones residents actually use week after week.
The borough has an exceptional mix of green space, riverside, sporting venues, family attractions and community groups that help explain why many residents stay long-term. For buyers moving from inner London or elsewhere, this lifestyle element can be just as important as the train line.
For families and active buyers, the Park is a year-round resource on the doorstep. Few cities anywhere offer green space on this scale within easy reach of so many homes.
For buyers near Twickenham, it is worth being aware of match-day traffic and parking, but the stadium is also a major part of the area's character and community.
For many residents the river is central to daily life — walking, running, rowing and simply being beside the water are a genuine part of the appeal.
For families in Kew, North Sheen and the surrounding area, it is a remarkable resource on the doorstep, supporting the area's strong family appeal.
For relocation buyers, the combination of two great Royal Parks helps answer the practical question: "What will we actually do here at weekends?"
These spaces matter to families who want more than a house and a commute — they are part of what makes the borough feel rooted and liveable.
Always verify current opening times, membership terms and availability directly with each facility before assuming they fit your routine.
For families moving here, these groups create weekend routines, friendships and community roots that sit alongside — not instead of — school. Find local clubs and groups via richmond.gov.uk.
For commuters, this matters. If you are away in central London during the week, having a proper local high street and riverside at weekends can be a major part of the appeal.
Buying a home in Richmond upon Thames
Richmond upon Thames consistently attracts buyers who have made a deliberate decision about where they want to live — drawn by the schools, the green space, the river or a combination of all three.
For some buyers the calculation is primarily practical — commute time, school catchment, property size. For others it's about lifestyle — wanting green space, river and a village feel within London. The borough delivers on both, at a premium price. If you are still comparing mortgage types, our cashback mortgages guide explains one option buyers sometimes ask about.
Who tends to move to Richmond upon Thames?
Transport & commuting
Richmond upon Thames's transport links are one of its defining strengths for buyers with central-London connections — South Western Railway, the District line and the London Overground all serve the borough.
| Route | Approx. Time | Notes |
|---|---|---|
| Richmond → London Waterloo | ~18–27 min | South Western Railway, fast and very frequent |
| Richmond → central London (District line) | ~35–45 min | District line via Kew Gardens and Earl's Court |
| Richmond ‚Üí Stratford / North & East London | varies | London Overground from Richmond (terminus) |
| Twickenham / Teddington → Waterloo | ~30–40 min | South Western Railway from Twickenham, Teddington, St Margarets and others |
The borough is unusually well served, being the only London borough on both banks of the Thames. Stations include Richmond, Twickenham, Teddington, St Margarets, Barnes, Mortlake, Hampton and Whitton, with Kew Gardens on the District line. Road links via the A316, A205 (South Circular) and South West London routes give further flexibility for car journeys.
Things to think about before buying
The property itself is only one part of the decision.
Already live in Richmond upon Thames?
Not everyone searching for mortgage advice here is planning to move. Many visitors are existing homeowners reviewing their arrangements.
Looking beyond the mortgage
Buying a home is one of the largest financial commitments most people will ever make.
Many households spend weeks comparing properties and mortgage rates, yet very little time considering what would happen if circumstances changed unexpectedly — illness, redundancy or worse. Life insurance, critical illness cover and income protection exist precisely for this reason. Our mortgage protection insurance guide explains the main options in plain English.
Living in Richmond upon Thames
Beyond the commute and the schools — what is it actually like to live here day to day?
Safety & Crime
The borough is policed by the Metropolitan Police through local Safer Neighbourhoods Teams. Richmond upon Thames consistently records among the lowest crime rates of any London borough, supported by its affluent, settled, high owner-occupier profile. For current crime data by specific postcode, use police.uk rather than relying on general reputation alone.
Community & Demographics
Richmond upon Thames has a high proportion of owner-occupiers, professional households and long-term residents. It is one of the most affluent boroughs in London, with a strong family demographic and a settled, stable character across Richmond, Twickenham, Teddington, Kew and Barnes.
Green & Blue Spaces
Richmond Park (the largest Royal Park), Bushy Park nearby, the Royal Botanic Gardens Kew, Ham Lands, Barnes Common and miles of Thames riverside. As the only borough on both banks of the river, Richmond upon Thames is unusually well-served with accessible green and blue space.
Gyms & Leisure
Council-supported centres include Pools on the Park (Old Deer Park, Richmond) and Teddington Pools & Fitness Centre, alongside private gyms and studios across Richmond, Twickenham and Teddington. Verify current opening times and terms directly with each facility.
New Build Homes
Richmond upon Thames has seen selective new residential development, including riverside schemes, alongside its established period housing. For current planning applications and new build schemes, visit Richmond Council, and check flood risk on riverside sites.
Useful Council Links
Richmond Council — council tax, planning, local services.
Richmond School Admissions — catchments and applications.
police.uk — local crime data by postcode.
Nearby areas worth considering
Many buyers researching Richmond upon Thames also compare it with neighbouring boroughs before deciding.
Hounslow
Directly to the north — more accessible pricing, strong transport including the Piccadilly line and Elizabeth line, and a more diverse, urban character.
Read guide ‚ÜíWandsworth
Across the river to the east — riverside living, strong transport and a wide range of housing from Putney and Barnes-adjacent areas inward.
Read guide ‚ÜíKingston upon Thames
To the south — riverside town, strong schools and shopping, frequently compared directly with Richmond upon Thames.
[LINK WHEN LIVE]Merton
To the south-east — Wimbledon, common land and strong schools, often shortlisted alongside Richmond and Kingston.
[LINK WHEN LIVE]Hampton & Hampton Court area
The borough's own western edge — riverside living beside Hampton Court Palace and Bushy Park, with more space for the money.
Explore areas ‚ÜëFrequently asked questions
Is Richmond upon Thames a good place to live?
Is Richmond upon Thames safe?
Does Richmond upon Thames have good schools?
How long does it take to get to London from Richmond?
What salary do you need to buy in Richmond upon Thames?
What is the flood risk in Richmond upon Thames?
How much is stamp duty on a Richmond upon Thames property?
What is Richmond upon Thames known for?
What green spaces are in Richmond upon Thames?
What is the nearest hospital to Richmond upon Thames?
How much is council tax in Richmond upon Thames?
Can existing homeowners benefit from reviewing their mortgage?
Useful resources
Need help?
Whether you're researching Richmond upon Thames, planning a move, reviewing your finances or simply exploring your options — we're always happy to point people in the right direction.
By submitting your details you agree that your contact information will be passed to a carefully selected, FCA-regulated whole-of-market mortgage adviser.
That's Family Finance is an FCA-regulated protection adviser (life insurance, critical illness cover and income protection). We do not arrange mortgages ourselves — we introduce you to carefully selected, FCA-regulated mortgage advisers.
Journey times are approximate — always verify at nationalrail.co.uk, southwesternrailway.com and tfl.gov.uk. Ofsted ratings based on most recent publicly available inspections — verify at ofsted.gov.uk. Catchment areas and admissions criteria should be confirmed directly with each school and Richmond Council. GP and dental registration availability changes — always verify directly with the practice. Healthcare information based on publicly available NHS data — always verify directly. Crime information is general in nature — always check current data at police.uk. Flood risk context is general — always check the exact property postcode at check-long-term-flood-risk.service.gov.uk. Council tax figure is the 2026/27 Band D charge (Richmond element £1,975.59 + GLA precept £510.50 = £2,486.10) — verify at richmond.gov.uk. Salary and affordability figures are illustrative only and do not constitute financial advice. Stamp duty figures should be verified using the official GOV.UK SDLT calculator.
The information on this page is for educational purposes only and does not constitute financial advice. That's Family Finance is an independent, FCA-regulated firm (No. 1038034).