Mortgage Advice in Plymouth: Property, Schools & Local Area Guide
Mortgage Advice in Plymouth: Property, Schools & Local Area Guide
Whether you're buying your first home in Plymouth, remortgaging, upsizing or simply researching the area — this guide covers what buyers and homeowners actually want to know.
Speak to an FCA-regulated adviser — no obligation.
üí¨ WhatsApp Us Contact Us That's Family Finance is an FCA-regulated protection adviser. We do not arrange mortgages ourselves ‚Äî by submitting your details you agree that your contact information may be passed to a carefully selected, FCA-regulated mortgage adviser.Quick answers about Plymouth
Click any question to expand the full detail and sources.
Is Plymouth a good place to live?⌄
Yes — Britain's Ocean City pairs a genuine waterfront lifestyle with grammar schools, a major hospital and a university, at prices below most South West coastal cities.
Plymouth's appeal is distinctive: it is a real coastal city, not a resort town. The Hoe, the Barbican and Royal William Yard give it a historic waterfront on Plymouth Sound; HMNB Devonport — the largest naval base in Western Europe — and Derriford Hospital anchor a substantial local economy, so many residents work in the city rather than commuting away. Add selective grammar schools, the University of Plymouth and Dartmoor National Park on the doorstep, and you have a city that offers space, sea and amenities at a price point well below Exeter, Bristol or the Cornish coast. People who move here for the lifestyle tend to stay.
Sources: plymouth.gov.uk | reports.ofsted.gov.uk — school inspections
Is Plymouth expensive?⌄
No — Plymouth is among the more affordable large cities in the South West, though waterfront and Hartley/Mannamead addresses carry a premium.
Flats and apartments typically start from around £120,000–£200,000, making them an accessible entry point for first-time buyers. Terraced and smaller semi-detached homes generally range from £200,000–£300,000, while larger semi-detached and detached family homes typically sit between £300,000 and £500,000+. Premium waterfront apartments at Royal William Yard, and larger homes in Hartley, Mannamead and Plympton St Maurice, go higher. Compared with Exeter or the Cornish coast, Plymouth offers noticeably more space for the money — one of the reasons it attracts relocation buyers from London and the South East.
Sources: landregistry.data.gov.uk — Price Paid Data | gov.uk/council-tax-bands — VOA band checker
What salary do you need to buy in Plymouth?⌄
Roughly £36,000 for a flat up to £85,000+ for a larger family home — based on 4.5x income multiples.
Most mortgage lenders apply affordability multiples of around 4–4.5x annual income, though some go higher for certain profiles. Using 4.5x as a guide: a flat at ~£165,000 may require a household income of approximately £36,000; a terraced or smaller semi at ~£250,000 requires roughly £56,000; a larger semi or detached at ~£385,000 requires around £85,000. These are illustrative only — actual affordability depends on deposit size, existing commitments, credit profile and lender criteria. A whole-of-market mortgage adviser can confirm exactly what's achievable for your circumstances.
Sources: thatsfamilyfinance.co.uk/mortgages | landregistry.data.gov.uk
Are schools good in Plymouth?⌄
Yes — Plymouth keeps three selective grammar schools (all Ofsted Good) alongside strong academies and an independent college.
Plymouth is one of the few English cities to retain academic selection. Devonport High School for Boys, Devonport High School for Girls and Plymouth High School for Girls are all grammar schools rated Good by Ofsted, with entry via the 11-plus. Strong non-selective academies include Hele's School in Plympton and Coombe Dean in Plymstock (both Good). Plymouth College is the city's independent (ISI-inspected) school, and City College Plymouth (Ofsted: Good) provides further education. The key practical point for buyers: grammar admissions are by examination, not catchment alone — but proximity still matters for the everyday school run. Always verify admissions directly with each school and Plymouth City Council.
Sources: reports.ofsted.gov.uk | plymouth.gov.uk/schools-and-learning
Is Plymouth good for commuters?⌄
Yes for the South West — GWR to London Paddington in about three hours, plus a large local jobs base so many never commute far at all.
Plymouth railway station sits on the Great Western main line, with GWR services to London Paddington in approximately three hours and CrossCountry trains towards Bristol, Birmingham and the north. By road, the A38 Devon Expressway connects to Exeter and the M5, while the Tamar Bridge and Torpoint Ferry cross into south-east Cornwall. Crucially, Plymouth is a major employment centre in its own right — Devonport Dockyard, University Hospitals Plymouth (Derriford), the University and the marine sector mean a large share of residents work within the city. For many buyers the daily journey is across town, not to another county.
Sources: gwr.com — timetables | nationalrail.co.uk — journey planner
What should buyers know before offering on a Plymouth property?⌄
Check the 11-plus grammar process, coastal/tidal flood risk by postcode, stamp duty cost and council tax band before committing.
If grammar schools matter to you, understand that entry is by the 11-plus examination, so confirm the process directly rather than relying on address alone. Flood risk should always be checked by individual postcode via the GOV.UK service — the Plym and Tamar estuaries and Plymouth Sound are tidal, so coastal and surface-water risk vary street by street. Use the government's SDLT calculator to understand your stamp duty liability before budgeting. Council tax should be confirmed with Plymouth City Council. And weigh up how close a property sits to the waterfront, the city centre or quieter suburbs such as Peverell, Plymstock and Plympton.
Sources: check-long-term-flood-risk.service.gov.uk | SDLT calculator | plymouth.gov.uk/counciltax
Is Plymouth right for you?
Plymouth is the largest city on the south coast of the South West — a genuine waterfront city on Plymouth Sound, with grammar schools, a major teaching hospital at Derriford, the University of Plymouth and Dartmoor National Park on its northern edge. It offers more space and coastline for the money than almost any comparable English city.
| Buyer Type | Rating | Why |
|---|---|---|
| First-Time Buyers | ★★★★★ | Among the most affordable large cities in the South West — flats and terraces offer a realistic route onto the ladder. |
| Local Professionals | ★★★★★ | Big local employers — the Dockyard, Derriford Hospital and the University — mean strong jobs without a long commute. |
| Families | ‚òÖ‚òÖ‚òÖ‚òÖ‚òÖ | Selective grammar schools, strong academies, parks, beaches and Dartmoor make Plymouth a genuine family city. |
| Upsizers | ‚òÖ‚òÖ‚òÖ‚òÖ‚òÜ | Good range of larger detached and semi-detached homes in Hartley, Mannamead, Plympton and Plymstock. |
| Downsizers & Relocators | ‚òÖ‚òÖ‚òÖ‚òÖ‚òÖ | Waterfront apartments, sea air and city amenities attract retirees and South East relocators alike. |
Property prices & council tax in Plymouth
Understanding the cost of living in Plymouth goes beyond the purchase price.
| Property Type | Approximate Price Range | Notes |
|---|---|---|
| Flats & Apartments | £120k–£200k | Entry point for first-time buyers; common in the city centre, Stonehouse and around the waterfront. |
| Terraced & Smaller Semis | £200k–£300k | The most common family starter home — Peverell, Stoke, Mutley and Mount Gould. |
| Larger Semis & Detached | £300k–£500k | Family homes in Mannamead, Plympton, Plymstock and Crownhill. |
| Premium & Waterfront | £500k+ | Hartley, Royal William Yard apartments, Plympton St Maurice and homes with Sound views. |
What income might you need?
Based on standard mortgage affordability multiples of 4.5x household income. Illustrative only — individual affordability depends on deposit, commitments and lender criteria.
What makes Plymouth so popular?
Three things consistently come up when buyers explain why they chose Plymouth.
A Real Waterfront City
Plymouth Hoe, the historic Barbican, the Mayflower Steps and Royal William Yard give Plymouth a genuine maritime waterfront on Plymouth Sound. This is coastal living with full city amenities — rare in England and a major draw for relocators.
Grammar Schools & a University
Three selective grammar schools, strong academies and the University of Plymouth give the city an education offer most coastal places can't match. Education is consistently cited as a reason families choose Plymouth.
Value for Money
For a city of its size and coastline, Plymouth is notably affordable. Buyers priced out of Exeter, Bristol or the South East often find they get far more space — and a sea view — for their budget here.
What often surprises buyers is how self-contained Plymouth is. With the Dockyard, Derriford Hospital, the University and a full retail and cultural offer, many residents rarely need to leave the city for work or everyday life — something that matters a lot over the long term.
Schools in Plymouth
Schools are one of the biggest reasons families research Plymouth. The city is unusual in retaining academic selection, with three established grammar schools alongside strong non-selective academies and an independent college — so education often sits right at the centre of the property search.
For homebuyers, the key question is not just whether a school has a strong reputation. It is whether the property, admissions rules, the 11-plus process, the daily journey, school-run traffic and long-term education route actually work for your family. That is why school research should sit alongside your search around Peverell, Mannamead, Plympton, Plymstock, Stoke and Crownhill.
Secondary & selective schools
| School | Type | Ofsted | Buyer-focused summary |
|---|---|---|---|
| Devonport High School for Boys | Grammar (selective, boys 11–18), academy | Good | A long-established boys' grammar with entry by 11-plus. Selective places draw families from across the city, so address matters less for admission than the exam — but proximity still helps the daily run. |
| Devonport High School for Girls | Grammar (selective, girls 11–18), academy | Good | The girls' counterpart grammar, also selective via 11-plus. Highly sought-after across Plymouth and parts of south-east Cornwall; confirm the admissions timetable directly each year. |
| Plymouth High School for Girls | Grammar (selective, girls 11–18), academy | Good | A second girls' grammar option, part of the Thinking Schools Academy Trust. Selective entry; popular with families across the wider city. |
| Hele's School | Secondary academy, ages 11–18 (Plympton) | Good | A large non-selective academy in Plympton with sixth form, strongly linked with the eastern suburbs. A key option for families who want a strong comprehensive route without the 11-plus. |
| Coombe Dean School | Secondary academy, ages 11–16 (Plymstock) | Good | A well-regarded academy serving Plymstock and the south-east of the city, part of the Westcountry Schools Trust. Relevant for buyers looking around Plymstock and Elburton. |
| Notre Dame RC School | Catholic secondary academy, ages 11–18 | View Ofsted | A Catholic school in the Plymouth CAST trust. Its most recent inspection used Ofsted's ungraded format, so read the live report before relying on an older summary, and check faith-based admissions criteria. |
Independent & further education
| School | Type | Inspection | Buyer-focused summary |
|---|---|---|---|
| Plymouth College | Independent co-educational school (all-age, with boarding) | ISI — view report | Plymouth's main independent school, inspected by the Independent Schools Inspectorate (ISI) rather than Ofsted, so it has no Ofsted grade. Known for a strong sporting tradition. Relevant for families considering fee-paying education. |
| City College Plymouth | General further education college | Good | The city's main FE college, offering vocational, technical and apprenticeship routes post-16. Useful for families planning beyond GCSEs outside the grammar/sixth-form path. |
What the schools mean for homebuyers
The Plymouth grammar schools
Devonport High School for Boys, Devonport High School for Girls and Plymouth High School for Girls are selective grammar schools, all rated Good by Ofsted. Entry is via the 11-plus examination, which means a property's address does not guarantee a place in the way a comprehensive catchment might.
For buyers, this changes the calculation. If grammar education matters to you, focus on understanding the 11-plus process, registration deadlines and how the school journey would work from a given property — rather than assuming proximity alone secures a place. Admissions arrangements should be checked directly each year.
Academies — Hele's and Coombe Dean
For families who prefer a non-selective route, Hele's School in Plympton and Coombe Dean in Plymstock (both Ofsted: Good) are strong options serving the eastern and south-eastern suburbs respectively.
These schools are more closely tied to local areas, so where you buy within Plympton or Plymstock can genuinely affect access. From a buyer's perspective, the practical points are admissions, the journey from the property and whether the school route fits your longer-term family plans.
Independent and faith options
Plymouth College offers a fee-paying independent route, inspected by the ISI rather than Ofsted. Notre Dame RC School provides a Catholic secondary option with faith-based admissions criteria.
Do not rely on a school name alone. Check admissions, distance, the 11-plus or faith criteria, wraparound care, parking, school-run traffic and the likely sixth-form route before committing to a property.
Popular parts of Plymouth
Plymouth covers a wider area than many people realise. Buyers often start with "Plymouth" as one search, but the feel changes significantly depending on whether you are on the Hoe and waterfront, in the city centre, in affluent Mannamead and Hartley, or out in the suburbs of Plympton and Plymstock.
| Area | Best For | Typical Buyer |
|---|---|---|
| The Hoe & Barbican | Waterfront living, Smeaton's Tower, history and Sound views | Professionals, downsizers and relocators |
| Mutley & Mannamead | Affluent period homes, the University and city access | Professionals, families and academics |
| Peverell | Popular family terraces and strong everyday amenities | Families and first-time buyers |
| Hartley | Larger detached homes and a leafy, affluent feel | Established families and upsizers |
| Plympton & Plymstock | Suburban family homes, schools and green space | Families and long-term movers |
| Stoke & Stonehouse | Period architecture, Royal William Yard and regeneration | Professionals, first-time buyers and investors |
This area suits buyers who want genuine waterfront living with everything walkable — apartments, period conversions and a real lifestyle pull. The trade-off is that the most desirable waterfront homes command a premium, and parking, leisure-area footfall and apartment service charges should all be checked.
Appeals to: Professionals, downsizers and relocators.
The area works well for professionals, academics and families who want character homes within easy reach of the centre, the University and Derriford. Larger Victorian and Edwardian houses here are among the most desirable in the city.
Appeals to: Professionals, families and academics.
The appeal is practical: well-built family terraces, decent value, parks nearby and good access across the city. Buyers should still compare individual roads carefully, as parking, property condition and proximity to amenities can vary street by street.
Appeals to: Families, first-time buyers and long-term residents.
For buyers, Hartley makes sense if you want space and a premium feel while staying within the city. As with much of Plymouth, the exact road matters — some homes appeal to established families, others to upsizers wanting a long-term base near good schools.
Appeals to: Established families, upsizers and long-term movers.
It often appeals to buyers who want a suburban, settled environment with a slightly more affordable entry point than the waterfront, while staying well connected to the rest of Plymouth and out towards Dartmoor.
Appeals to: Families, upsizers and value-conscious buyers.
Coombe Dean School serves the area, and the mix of family housing, green space and proximity to the coast makes Plymstock a strong choice for families. Check journey times into the city centre, as the river crossing can affect peak-hour travel.
Appeals to: Families, coastal lifestyle buyers and long-term movers.
These areas can suit professionals, first-time buyers and investors drawn by period homes, conversions and a more affordable entry point. As with any regeneration area, check the specific street, management arrangements and how the location connects to the waterfront and centre.
Appeals to: Professionals, first-time buyers and investors.
This area can appeal strongly to NHS and University staff, families wanting newer homes and buyers who value being near Derriford Hospital and the A38. Check estate charges and parking on newer developments before committing.
Appeals to: Hospital and University staff, families and commuters within the city.
These areas suit buyers who prioritise walkable convenience and city access over a suburban garden. As always, check parking, service charges on apartments and the specific outlook before assuming a home fits your routine.
Appeals to: Professionals, first-time buyers and city-living downsizers.
Things people don't tell you about Plymouth
Most property listings tell you about the bedrooms and the square footage. These are the things that come up in real conversations with people who know the area.
Healthcare & local services
For families and those planning long-term, knowing the specific local services nearby matters as much as the property itself. Plymouth is a regional healthcare hub, anchored by one of the largest hospitals in the South West.
GP surgeries in Plymouth
Plymouth has a large number of NHS GP practices spread across its neighbourhoods, organised into local Primary Care Networks. Registration availability changes — always contact the surgery directly before completing a purchase, and use the NHS service finder to confirm which practices cover a specific postcode.
| Area | Provision | Notes |
|---|---|---|
| City centre & waterfront | Several NHS practices serving the Hoe, Barbican and central areas | Verify catchment and registration availability via nhs.uk by postcode. |
| Peverell, Mutley & Mannamead | Established practices serving the northern residential corridor | Popular family areas — confirm whether a practice is open to new patients before relying on it. |
| Plympton & Plymstock | Suburban practices serving the eastern and south-eastern suburbs | Check the specific surgery covering your road and its current registration status. |
| Crownhill & Derriford | Practices in the north, close to Derriford Hospital | Convenient for residents near the hospital and the A38; verify availability directly. |
Dental practices in Plymouth
Plymouth has both NHS and private dental provision across the city, and there is also a dental school linked to the University. NHS availability changes and can be limited — always contact practices directly and check nhs.uk for current status.
| Provision | Where | NHS / Private |
|---|---|---|
| NHS & private practices | City centre, Mutley, Peverell, Plympton and Plymstock | Mixed — NHS registration availability varies; contact practices directly to confirm. |
| Peninsula Dental School | University of Plymouth dental education facilities | Supervised student clinics may offer NHS treatment — check eligibility and current availability. |
| Emergency dental | Via NHS 111 and local urgent dental services | For urgent issues, call NHS 111 to be directed to the appropriate service. |
Nearest hospitals
Map, Police & Fire Services in Plymouth
A useful local guide should show the practical services buyers actually check before choosing an area — neighbourhood policing, fire coverage, emergency healthcare and local crime context for Plymouth.
Flood risk in Plymouth
Flood risk is easy to overlook when a property looks right online, but it can affect insurance premiums, mortgage lender underwriting and long-term peace of mind. In Plymouth — a tidal coastal city — the picture varies significantly depending on exactly where you're buying.
Famous connections & local history
Plymouth has one of the richest maritime histories of any city in Britain — a heritage written into its waterfront, its monuments and its name as Britain's Ocean City.
Sports, leisure & community
For families and active buyers, Plymouth's leisure offer is a real part of the quality-of-life calculation. The clubs, parks, beaches and attractions here are the ones residents actually use week after week.
Plymouth has a mix of professional and community sport, waterfront attractions, green and blue space and cultural venues that help explain why many residents stay long-term. For buyers moving from London or more urban locations, this lifestyle element — sea, moor and city in one place — can be just as important as the commute.
For families, a professional club on the doorstep creates weekend routines, social links and a real sense of local belonging — part of what makes Plymouth feel like a city, not just a place to live.
For buyers drawn to the coast, easy access to the water is a genuine lifestyle benefit that few inland cities can offer.
If outdoor weekends matter to your family, Dartmoor's proximity is a strong reason buyers choose Plymouth over more land-locked options.
For buyers, the Hoe and the wider waterfront give central Plymouth a lifestyle benefit that supports its appeal to families, runners, dog walkers and downsizers alike.
These spaces help balance the city's maritime character with accessible everyday green space across different neighbourhoods.
For relocation buyers, this cultural depth helps answer the practical question: "What will we actually do here?" — Plymouth offers far more than the sea alone.
Buying a home in Plymouth
Plymouth consistently attracts buyers who have made a deliberate decision about where they want to live — drawn by the coast, the schools, the value or a combination of all three.
For some buyers the calculation is primarily practical — proximity to work at the Dockyard or Derriford, grammar school access, property size. For others it's about lifestyle — wanting a genuine coastal city with the sea, Dartmoor and a real cultural offer. Plymouth delivers on both. If you are still comparing mortgage types, our cashback mortgages guide explains one option buyers sometimes ask about. Remember that That's Family Finance does not arrange mortgages directly — we introduce you to carefully selected, FCA-regulated mortgage advisers.
Who tends to move to Plymouth?
Transport & commuting
Plymouth's rail and road connections link it to the rest of the South West and beyond — though for many residents, the daily journey is within the city itself.
| Route | Approx. Time | Notes |
|---|---|---|
| Plymouth ‚Üí London Paddington | ~3 hours | GWR Great Western main line; some services faster, some slower |
| Plymouth ‚Üí Exeter St Davids | ~1 hour | Frequent GWR and CrossCountry services |
| Plymouth → Bristol / Birmingham & the north | ~2–3.5 hrs+ | CrossCountry services towards Bristol, Birmingham and beyond |
| Plymouth ‚Üí Cornwall (across the Tamar) | varies | A38 via the Tamar Bridge, or the Torpoint Ferry; rail to Saltash and Cornwall |
By road, the A38 Devon Expressway connects Plymouth to Exeter and the M5 to the east and into Cornwall to the west, with the Tamar Bridge and Torpoint Ferry providing the crossings into south-east Cornwall. Plymouth also has a ferry port, with Brittany Ferries sailing to France and Spain, and the city sits close to Dartmoor National Park to the north.
Things to think about before buying
The property itself is only one part of the decision.
Already live in Plymouth?
Not everyone searching for mortgage advice here is planning to move. Many visitors are existing homeowners reviewing their arrangements.
Looking beyond the mortgage
Buying a home is one of the largest financial commitments most people will ever make.
Many households spend weeks comparing properties and mortgage rates, yet very little time considering what would happen if circumstances changed unexpectedly — illness, redundancy or worse. Life insurance, critical illness cover and income protection exist precisely for this reason. This is exactly what That's Family Finance specialises in as an FCA-regulated protection adviser. Our mortgage protection insurance guide explains the main options in plain English.
Living in Plymouth
Beyond the commute and the schools — what is it actually like to live here day to day?
Safety & Crime
Plymouth is policed by Devon & Cornwall Police, with neighbourhood teams across the city's districts publishing local priorities and crime data online. As a city, crime profiles vary by area, so check the specific neighbourhood. For current crime data by specific postcode, use police.uk rather than relying on general reputation alone.
Community & Demographics
Plymouth has a strong naval and maritime heritage, a substantial student population through the University, and a mix of long-established communities and incoming relocators. The result is a city with a distinct, proud identity and a genuine sense of place.
Green & Blue Spaces
Plymouth Hoe, Central Park, Saltram (National Trust), the South West Coast Path, Plymouth Sound and Dartmoor National Park on the city's northern edge. Few cities combine sea, parkland and a national park as readily as Plymouth.
Waterfront & Watersports
Sailing, kayaking, paddleboarding, diving and sea swimming on Plymouth Sound, plus Tinside Lido on the Hoe. For buyers drawn to the coast, the water is a genuine part of everyday life rather than an occasional treat.
New Build Homes
Plymouth has seen significant new residential development, including waterfront and city-centre regeneration and suburban schemes around Plympton, Plymstock and Sherford. For current planning applications and new build schemes, visit Plymouth City Council.
Useful Council Links
Plymouth City Council — council tax, planning, local services.
Plymouth School Admissions — the 11-plus, catchments and applications.
police.uk — local crime data by postcode.
Nearby areas worth considering
Many buyers researching Plymouth also compare it with other towns and cities in Devon before deciding.
Exeter
Devon's cathedral city — university, strong schools and fast rail to London, generally at higher prices than Plymouth.
Guide coming soon [LINK WHEN LIVE]Torquay
The heart of the English Riviera — coastal lifestyle, tourism and a milder feel on Tor Bay.
Guide coming soon [LINK WHEN LIVE]Exmouth
A popular seaside town at the mouth of the Exe, with beaches and easy access to Exeter.
Guide coming soon [LINK WHEN LIVE]Newton Abbot
A well-connected market town between Exeter and the coast, with a busy rail junction and racecourse.
Guide coming soon [LINK WHEN LIVE]Speak to an Adviser
Researching a move anywhere in Devon? We can introduce you to a carefully selected, FCA-regulated mortgage adviser.
Contact us ‚ÜíFamily Protection
As an FCA-regulated protection adviser, we can help with life cover, critical illness cover and income protection.
Explore protection ‚ÜíFrequently asked questions
Is Plymouth a good place to live?
Is Plymouth safe?
Does Plymouth have good schools?
How long does it take to get to London from Plymouth?
What salary do you need to buy in Plymouth?
What is the flood risk in Plymouth?
How much is stamp duty on a Plymouth property?
What is Plymouth known for?
What green and outdoor spaces are near Plymouth?
What is the nearest hospital to Plymouth?
How much is council tax in Plymouth?
Can existing homeowners benefit from reviewing their mortgage?
Useful resources
Need help?
Whether you're researching Plymouth, planning a move, reviewing your finances or simply exploring your options — we're always happy to point people in the right direction.
That's Family Finance is an FCA-regulated protection adviser. We do not arrange mortgages ourselves — by submitting your details you agree that your contact information may be passed to a carefully selected, FCA-regulated mortgage adviser.
That's Family Finance is an FCA-regulated protection adviser (life insurance, critical illness cover and income protection). We do not arrange mortgages ourselves — we introduce you to carefully selected, FCA-regulated mortgage advisers.
Journey times are approximate — always verify at nationalrail.co.uk and gwr.com. Ofsted ratings based on most recent publicly available inspections — verify at ofsted.gov.uk; independent schools are inspected by the ISI. Catchment areas, the 11-plus and admissions criteria should be confirmed directly with each school and Plymouth City Council. GP and dental registration availability changes — always verify directly with the practice. Healthcare information based on publicly available NHS data — always verify directly. Crime information is general in nature — always check current data at police.uk. Flood risk context is general — always check the exact property postcode at check-long-term-flood-risk.service.gov.uk. Council tax figures are for 2026/27 Band D and should be verified with Plymouth City Council. Salary and affordability figures are illustrative only and do not constitute financial advice. Stamp duty figures should be verified using the official GOV.UK SDLT calculator.
The information on this page is for educational purposes only and does not constitute financial advice. That's Family Finance is an independent, FCA-regulated firm (No. 1038034).