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Shepherds Friendly protection products
Shepherds Friendly offer a range of protection and savings products, with income protection as a core offering. Available directly and through financial advisers.
Founded
1826
Structure
Mutual
Based in
Cheadle, Cheshire
History
Nearly 200 years
Income protection for the self-employed
If you’re self-employed, a contractor or a freelancer, income protection is arguably your most important financial protection, there’s no employer sick pay to fall back on. Shepherds Friendly offer income protection suited to the self-employed, and we compare them with other providers we work with.
Monthly benefit if you can’t work
Shepherds Friendly income protection pays a monthly benefit if you’re unable to work due to illness or injury, helping you meet your financial commitments while you recover.
Deferred period options
Choose a deferred period to suit your financial situation. A longer deferred period reduces the premium. Useful if you have savings to cover a short-term absence from work.
Comparison with other providers
We compare Shepherds Friendly against The Exeter, Holloway Friendly, British Friendly, and Cirencester Friendly to find the best fit for your occupation and income structure.
Nearly 200 years of mutual heritage
Shepherds Friendly was founded in 1826, making it one of the oldest friendly societies in the United Kingdom. Based in Cheadle, Cheshire, they have been providing financial protection to UK individuals and families for nearly two centuries. As a mutual insurer, they are owned by their members rather than external shareholders, meaning profits are reinvested for the benefit of policyholders rather than paid out as dividends.
Shepherds Friendly Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
1826
Year founded
Mutual
Member-owned
Cheadle
Cheshire HQ
How Shepherds Friendly fits in the specialist IP market
Shepherds Friendly sits alongside The Exeter, Holloway Friendly, British Friendly and Cirencester Friendly as part of the specialist mutual income protection market. Each provider has different strengths, in terms of occupation acceptance, product features, pricing and added-value benefits. We compare the providers we work with to find a fit for your circumstances.
Other specialist income protection providers
We compare Shepherds Friendly with other providers we work with.
The Exeter Income Protection Explained
Specialist mutual with strong own-occupation income protection, particularly for the self-employed.
Holloway Friendly Income Protection Explained
Unique income protection with a built-in savings element, money back if you don’t claim.
British Friendly Income Protection Explained
Flexible income protection including the Breathing Space product with pause and reduce options.
Cirencester Friendly Income Protection Explained
Specialist mutual particularly well regarded for manual and specialist occupations.
Get Income Protection Advice
Not sure which provider is right for you? Send us an enquiry for an honest view.
Protection advice, available across the UK
That’s Family Finance provides protection advice to families and individuals across England, Scotland, Wales and Northern Ireland. Whether you’re in London, Manchester, Birmingham, Leeds, Bristol, Sheffield, Edinburgh, Cardiff, Glasgow, Essex or anywhere in between, we work with you remotely or in person to find the right cover for your circumstances.
We advise on Shepherds Friendly alongside other protection providers, including The Exeter, Holloway Friendly, British Friendly, Cirencester Friendly, Royal London and LV=.
We are not Shepherds Friendly.
Want to know if Shepherds Friendly is right for you?
Send us an enquiry or reach us on WhatsApp for an honest, no-obligation view.
Not tied to Shepherds Friendly
Common questions
Questions we’re asked about Shepherds Friendly.
Always refer to Shepherds Friendly’s own policy documentation for the most current details, including full product terms and conditions, covered conditions, definitions and exclusions.
We are not Shepherds Friendly. This page contains information about Shepherds Friendly’s products based on their published materials at the time of writing. Shepherds Friendly Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Talk it through with us
Tell us what you have in mind and we will come back to you, usually the same day. We are open Monday to Saturday, 9am to 8pm.